| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC SAN | 701 B STREET FLOOR 6 SAN DIEGO, CA 92101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $15K | $4K | $19K | 19.22% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC SAN | 701 B STREET FLOOR 6 SAN DIEGO, CA 92101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $11K | $3K | $14K | 19.38% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | PO BOX 8299 PASADENA, CA 91109 | VISION SERVICE PLAN | $1K | — | $1K | 5.00% |
| CAPTIVE RESOURCES INS SERVICES INC3 | 1100 NORTH ARLINGTON HEIGHTS ROAD SUITE 400 ITASCA, IL 60143 | AFLAC | $880 | — | $880 | 3.65% |
| ELIZABETH M GASPAROVIC3 | 18 NORTH SMITH STREET PALATINE, IL 60067 | AFLAC | $586 | — | $586 | 2.43% |
| DEBORAH A GUILBEAULT3 | 120 VALLEY VIEW DRIVE ALGONQUIN, IL 60102 | AFLAC | $552 | — | $552 | 2.29% |
| KELLY V ZURZOLO3 | 535 ABBEYWOOD DRIVE CARY, IL 60013 | AFLAC | $165 | — | $165 | 0.69% |
| GENE L NAUERT3 | 4505 BILLINGSGATE LANE WOODSTOCK, IL 60098 | AFLAC | $150 | — | $150 | 0.62% |
| MICHELE M BRIGHT3 | 5105 TOLLVIEW DRIVE SUITE 285 ROLLING MEADOWS, IL 60008 | AFLAC | $132 | — | $132 | 0.55% |
| MICHAEL E MCCARTHY3 | PO BOX 1047 DUNDEE, IL 60118 | AFLAC | $113 | — | $113 | 0.47% |
| DON J CONOYER3 | 119 OAKSHIRE DRIVE WEST GLEN CARBON, IL 62034 | AFLAC | $77 | — | $77 | 0.32% |
| KANDACE M MCCARTHY3 | 1171 HEAVENS GATE LAKE IN THE HILLS, IL 60156 | AFLAC | $59 | — | $59 | 0.24% |
| CHAD L NELSON3 | 5266 NORTH KUFALK LANE BYRON, IL 61010 | AFLAC | $56 | — | $56 | 0.23% |
| LISA M HELZING3 | 620 JILL COURT DES PLAINES, IL 60018 | AFLAC | $36 | — | $36 | 0.15% |
| DEAN ANAGNOPOULOS3 | 620 JILL COURT DES PLAINES, IL 60018 | AFLAC | $24 | — | $24 | 0.10% |
| DENNIS J CASSENS3 | 4646 EAST MARRILL ROAD BYRON, IL 61010 | AFLAC | $22 | — | $22 | 0.09% |
| MICHAEL S MOORE3 | 2630 EAST COUNTY ROAD 1300 NORTH CARTHAGE, IL 62321 | AFLAC | $20 | — | $20 | 0.08% |
| KENNETH J HOFFMAN3 | N65W13544 COBBLESTONE COURT MENOMONEE FALLS, WI 53051 | AFLAC | $19 | — | $19 | 0.08% |
| GLEN T SCHWEIKERT3 | 2211 HIGHLAND SPRINGS PLACE LOUISVILLE, KY 40245 | AFLAC | $10 | — | $10 | 0.04% |
| BRIAN W PATTEN3 | 120 MARGUERITE DRIVE SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $2 | — | $2 | 0.01% |
| JOSPEH A NASCA3 | 28081 WEST MAPLE AVENUE BARRINGSON, IL 60010 | AFLAC | $2 | — | $2 | 0.01% |
| TODD DEVOSS3 Filed as: TODD C DEVOSS | 321 NORTH CLARK STREET SUITE 625 CHICAGO, IL 60654 | AFLAC | $2 | — | $2 | 0.01% |
| SANDY DAHLEN3 | 16635 GALAXIE WAY ROSEMOUNT, MN 55068 | AFLAC | $2 | — | $2 | 0.01% |
| WILLIAM F MURRAY III3 | 1298 SAINT PATRICK WAY SUN PRAIRIE, WI 53590 | AFLAC | $2 | — | $2 | 0.01% |
| SCOTT LYDEN3 | 1284 ROSEGATE COURT AURORA, IL 60504 | AFLAC | $2 | — | $2 | 0.01% |
| GREGORY J SHARP3 | 702 EAST 5TH STREET COAL VALLEY, IL 61240 | AFLAC | $2 | — | $2 | 0.01% |
| KNUTE NELSON3 | 920 AUTUMN SAGE WAY PFLUGERVILLE, TX 78660 | AFLAC | $2 | — | $2 | 0.01% |
| LYNN B KEEFER3 | 1743 MEADOWLARK RAOD EAGAN, MN 55122 | AFLAC | $2 | — | $2 | 0.01% |
| TIMOTHY B ASBY3 | 11500 GOLDEN WILLOW COURT ZIONSVILLE, IN 46077 | AFLAC | $2 | — | $2 | 0.01% |
| STEPHEN KELLS3 | 1026 BALDWIN LANE OAK PARK, IL 60302 | AFLAC | $1 | — | $1 | 0.00% |
| ELIZABETH A LENZO3 | 701 ALBEROSKY WAY BATAVIA, IL 60510 | AFLAC | $1 | — | $1 | 0.00% |
| BEAULIEW BENEFITS INC3 | 577 MARITIME WAY SUPPLY, NC 28462 | AFLAC | $1 | — | $1 | 0.00% |
| JACQUELINE GELINAS BEAULIEU3 | 577 MARITIME WAY SUPPLY, NC 28462 | AFLAC | $1 | — | $1 | 0.00% |
| MICHELLE RAE MAGUIRE3 | 7825 WASHINGTON AVENUE SOUTH SUITE 425 MINNEAPOLIS, MN 55439 | AFLAC | $1 | — | $1 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC SAN | 701 B STREET FLOOR 6 SAN DIEGO, CA 92101 | MUTUAL OF OMAHA INSURANCE COMPANY | $2K | $463 | $2K | 19.10% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC SAN | 701 B STREET FLOOR 6 SAN DIEGO, CA 92101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $482 | $2K | 19.74% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 353 NORTH CLARK STREET CHICAGO, IL 60610 | ACE AMERICAN INSURANCE COMPANY | $681 | $140 | $821 | 11.86% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 353 NORTH CLARK STREET CHICAGO, IL 60610 | ACE AMERICAN INSURANCE COMPANY | $819 | $117 | $936 | 17.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 372 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 5 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 379 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 284 | $30K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 372 | $84K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 372 | $97K |
| Other(6 contracts, 4 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 372 | $132K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 372 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.