| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OHIO, LLC | 360 3 MEADOWS DR PERRYSBURG, OH 43551 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $21K | $8K | $29K | 17.67% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | DBA STRATEGIC ENROLLMENT 27064 OAKMEAD DR PERRYSBURG, OH 435512657 | METROPOLITIAN LIFE INSURANCE COMPANY | $2K | $55 | $2K | 25.80% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OHIO INC | 360 3 MEADOWS DR PERRYSBURG, OH 435513138 | METROPOLITIAN LIFE INSURANCE COMPANY | $1K | $293 | $1K | 16.19% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES IN | 360 3 MEADOWS DR PERRYSBURG, OH 435513138 | METROPOLITIAN LIFE INSURANCE COMPANY | $224 | $152 | $376 | 4.34% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 1 BEACON ST STE 17100 BOSTON, MA 021083107 | METROPOLITIAN LIFE INSURANCE COMPANY | $325 | — | $325 | 3.75% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO | 3900 KINROSS LAKES PKWY STE 300 RICHFIELD, OH 442869381 | METROPOLITIAN LIFE INSURANCE COMPANY | $0 | $127 | $127 | 1.47% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES IN | 360 3 MEADOWS DR PERRYSBURG, OH 43551 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $751 | — | $751 | 10.00% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | DBA STRATEGIC ENROLLMENT 27064 OAKMEAD DR PERRYSBURG, OH 435512657 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $57 | $1K | 22.14% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OHIO INC | 360 3 MEADOWS DR PERRYSBURG, OH 435513138 | METROPOLITAN LIFE INSURANCE COMPANY | $689 | $278 | $967 | 14.69% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES IN | 360 3 MEADOWS DR PERRYSBURG, OH 435513138 | METROPOLITAN LIFE INSURANCE COMPANY | $244 | $161 | $405 | 6.15% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 1 BEACON ST STE 17100 BOSTON, MA 021083107 | METROPOLITAN LIFE INSURANCE COMPANY | $303 | — | $303 | 4.60% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO | 3900 KINROSS LAKES PKWY STE 300 RICHFIELD, OH 442869381 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $180 | $180 | 2.73% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 27064 OAKMEAD DR PERRYSBURG, OH 435512657 | METROPOLITIAN LIFE INSURANCE COMPANY | $1K | $46 | $1K | 20.92% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OHIO INC | 360 3 MEADOWS DR PERRYSBURG, OH 435513138 | METROPOLITIAN LIFE INSURANCE COMPANY | $665 | $254 | $919 | 14.07% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES IN | 360 3 MEADOWS DR PERRYSBURG, OH 435513138 | METROPOLITIAN LIFE INSURANCE COMPANY | $180 | $155 | $335 | 5.13% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 1 BEACON ST STE 17100 BOSTON, MA 021083107 | METROPOLITIAN LIFE INSURANCE COMPANY | $282 | — | $282 | 4.32% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO LLC | 3900 KINROSS LAKES PKWY STE 300 RICHFIELD, OH 442869381 | METROPOLITIAN LIFE INSURANCE COMPANY | $0 | $93 | $93 | 1.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 396 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 396 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | METROPOLITIAN LIFE INSURANCE COMPANY | 54 | $22K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 398 | $163K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 398 | $163K |
| Other(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 398 | $171K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 398 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.