| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE | 221 SOUTH CHURCH STREET BOWLING GREEN, OH 43402 | UNITED HEALTHCARE PLAN OF THE RIVER VALLEY, INC. | $14K | $2K | $15K | 2.67% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE, 8TH FLOOR TOLEDO, OH 43624 | UNITED HEALTHCARE PLAN OF THE RIVER VALLEY, INC. | $13K | — | $13K | 2.30% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS. AND FINANCIAL SVCS | 4851 LBJ FREEWAY, SUITE 100 DALLAS, TX 75244 | UNITED HEALTHCARE PLAN OF THE RIVER VALLEY, INC. | $5K | — | $5K | 0.88% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC. | 440 POLARIS PARKWAY WESTERVILLE, OH 43082 | PRINCIPAL LIFE INSURANCE COMPANY | $4K | $824 | $5K | 4.97% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 50 EAST BUSINESS WAY, SUITE 200 CINCINNATI, OH 45241 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.17% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 811 MADISON AVENUE TOLEDO, OH 43604 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | — | $1K | 1.37% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC. | 221 SOUTH CHURCH STREET BOWLING GREEN, OH 43402 | VISION SERVICE PLAN | $667 | — | $667 | 5.60% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC | 811 MADISON AVENUE TOLEDO, OH 43603 | VISION SERVICE PLAN | $239 | — | $239 | 2.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 209 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 209 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE PLAN OF THE RIVER VALLEY, INC. | 439 | $571K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 428 | $99K |
| Vision | VISION SERVICE PLAN | 159 | $12K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 428 | $99K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 428 | $99K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 428 | $99K |
| Prescription drug | UNITED HEALTHCARE PLAN OF THE RIVER VALLEY, INC. | 439 | $571K |
| Other | PRINCIPAL LIFE INSURANCE COMPANY | 428 | $99K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 439 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.