| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEELE INSURANCE3 Filed as: STEELE INSURANCE & FINANCIAL SVCS. | 9020 CRAWFORDSVILLE ROAD INDIANAPOLIS, IN 46234 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27K | — | $27K | 27.93% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18K | — | $18K | 18.37% |
| BRIANNA LYNN ROWE3 Filed as: BRIANNA L. ROWE | 3386 CHALICE COURT PLAINFIELD, IN 46168 | CONTINENTAL AMERICAN INSURANCE COMPANY | $796 | — | $796 | 0.82% |
| JENNIFER L MITCHEN3 Filed as: JENNIFER L. MITCHEN | 8344 THACKERY COURT INDIANAPOLIS, IN 46256 | CONTINENTAL AMERICAN INSURANCE COMPANY | $717 | — | $717 | 0.74% |
| VERONICA L DAVIS3 Filed as: VERONICA L. DAVIS | 4712 LAUREL CIRCLE INDIANAPOLIS, IN 46226 | CONTINENTAL AMERICAN INSURANCE COMPANY | $395 | — | $395 | 0.41% |
| MEYERS GLAROS GROUP LLC3 Filed as: MEYERS GLAROS GROUP, LLC | 222 INDIANAPOLIS BOULEVARD SUITE 203 SCHERERVILLE, IN 46375 | CONTINENTAL AMERICAN INSURANCE COMPANY | $115 | — | $115 | 0.12% |
| TIFFANY N. TUTTLE3 | 8522 BRAVESTONE WAY INDIANAPOLIS, IN 46239 | CONTINENTAL AMERICAN INSURANCE COMPANY | $82 | — | $82 | 0.08% |
| AMANDA C. NETHERCUTT3 | 1401 E. JEFFERSON STREET KOKOMO, IN 46901 | CONTINENTAL AMERICAN INSURANCE COMPANY | $60 | — | $60 | 0.06% |
| NICOLE BAUER3 | 711 NELSON CIRCLE NOBLESVILLE, IN 46060 | CONTINENTAL AMERICAN INSURANCE COMPANY | $60 | — | $60 | 0.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 1,118 | $97K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,118 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.