| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SIERRA BENEFIT SOLUTIONS3 Filed as: SIERRA BENEFIT SOLUTIONS INS SVCS | P.O. BOX 457 PILOT HILL, CA 95664 | AETNA LIFE INSURANCE CO. | $38K | — | $38K | 5.20% |
| SIERRA BENEFIT SOLUTIONS3 Filed as: SIERRA BENEFIT SOLUTIONS INS SVCS | P.O. BOX 457 PILOT HILL, CA 95664 | AETNA HEALTH, INC. | $36K | — | $36K | 5.07% |
| SIERRA BENEFIT SOLUTIONS3 | P.O. BOX 457 PILOT HILL, CA 95664 | KAISER FOUNDATION HEALTH PLAN INC | $10K | — | $10K | 3.46% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS AGENCY VIRGINIA | 11220 ASSET LOOP STE 304 MANASSAS, VA 20109 | PRINCIPAL LIFE INSURANCE COMPANY | — | $3K | $3K | 10.61% |
| SIERRA BENEFIT SOLUTIONS3 Filed as: SIERRA BENEFIT SOLUTIONS INS SVCS | 5551 MEADOW CROFT LN PILOT HILL, CA 95664 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | — | $3K | 9.93% |
| SIERRA BENEFIT SOLUTIONS3 | 5551 MEADOW CROFT LN PILOT HILL, CA 94664 | HEALTH AND HUMAN RESOURCE CENTER | $298 | — | $298 | 12.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 294 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 294 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | AETNA LIFE INSURANCE CO. | 262 | $1.9M |
| Dental(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 331 | $768K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 331 | $31K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 331 | $31K |
| Prescription drug(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 262 | $1.7M |
| Other(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 331 | $33K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 331 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.