| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS SVCS OF CA, INC. | 4250 EXECUTIVE SQUARE STE 250 LA JOLLA, CA 92037 | AETNA LIFE INSURANCE CO. | $207K | — | $207K | 1.37% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS SVCS OF CA INC | 100485 BANC ONE DEPT 100485 PASADENA, CA 91189 | AETNA LIFE INSURANCE CO. | $151K | — | $151K | 1.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS SVCS OF CA | 4250 EXECUTIVE SQUARE STE 250 LA JOLLA, CA 92037 | AETNA HEALTH, INC. | $62K | — | $62K | 1.36% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS SVCS OF CA INC | 100485 BANC ONE DEPT 100485 PASADENA, CA 91189 | AETNA HEALTH, INC. | $51K | — | $51K | 1.12% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS SVCS OF CA INC | PO BOX 101162 PASADENA, CA 91189 | KAISER FOUNDATION HEALTH PLAN INC | $153K | $2 | $153K | 4.56% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF CALIFORNIA | PO BOX 101162 PASADENA, CA 91189 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $57K | $14K | $71K | 12.19% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF CALIFORNIA | PO BOX 101162 PASADENA, CA 91189 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $40K | $9K | $50K | 12.08% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF CALIFORNIA | PO BOX 101162 PASADENA, CA 91189 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $22K | $5K | $28K | 12.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,879 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 106 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,988 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 2,434 | $23.0M |
| Dental | AETNA LIFE INSURANCE CO. | 2,434 | $15.1M |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 3,084 | $410K |
| Short-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 3,084 | $583K |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 3,084 | $226K |
| Prescription drug(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 2,434 | $23.0M |
| Other(2 contracts, 2 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 3,421 | $485K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,421 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.