| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 240 MADISON AVE 7TH FLOOR MEMPHIS, TN 38103 | HIGHMARK INC. | $55K | — | $55K | 3.40% |
| MARILYN WYMAN3 Filed as: MARILYN L WYMAN | 4276 STONE CREEK DR ERIE, PA 16506 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | — | $10K | 13.38% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: RVICES HOUSTON LL C ALLIANT INSURAN | 5444 WESTHEIMER RD 9TH FLOOR HOUSTON, TX 77056 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 10.00% |
| STEPHANIE V BOOMGAARDEN3 | 207 LAKELAND DR EDINBORO, PA 16412 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 7.01% |
| LTING GROUP LLC SMITH BENEFITS CONS3 | 810 RIVER AVE SUITE 230 PITTSBURGH, PA 15212 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.02% |
| MARILYN WYMAN3 Filed as: MARILYN L WYMAN | 3309 VACATION LANE SAINT JAMES CITY, FL 161013203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $825 | — | $825 | 1.14% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SVCS INC | 5444 WESTHEIMER RD 9TH FL HOUSTON, TX 77056 | HARTFORD LIFE AND ACCIDENT | $6K | — | $6K | 12.42% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SVCS HOUSTON LLC | 800 GESSNER RD, 3RD FLOOR HOUSTON, TX 77024 | HARTFORD LIFE AND ACCIDENT | — | $443 | $443 | 0.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 273 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 274 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HIGHMARK INC. | 224 | $1.7M |
| Dental | HIGHMARK INC. | 224 | $1.6M |
| Vision | HIGHMARK INC. | 224 | $1.6M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 261 | $51K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 261 | $51K |
| Prescription drug | HIGHMARK INC. | 224 | $1.6M |
| Other | HARTFORD LIFE AND ACCIDENT | 261 | $51K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 261 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.