| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| POINTENORTH INSURANCE GROUP3 | PO BOX 724728 ATLANTA, GA 31139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 2.17% |
| POINTENORTH INSURANCE GROUP3 Filed as: POINTENORTH INSURANCE GROUP LLC | PO BOX 724728 ATLANTA, GA 31139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $888 | $888 | 1.23% |
| POINTENORTH INSURANCE GROUP3 | PO BOX 724728 ATLANTA, GA 31139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $3K | $3K | 3.70% |
| POINTENORTH INSURANCE GROUP3 Filed as: POINTENORTH INSURANCE GROUP LLC | PO BOX 724728 ATLANTA, GA 31139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 2.14% |
| POINTENORTH INSURANCE GROUP3 | PO BOX 724728 ATLANTA, GA 31139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 3.18% |
| POINTENORTH INSURANCE GROUP3 Filed as: POINTENORTH INSURANCE GROUP LLC | PO BOX 724728 ATLANTA, GA 31139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $707 | $707 | 1.76% |
| POINTENORTH INSURANCE GROUP3 Filed as: POINTENORTH INSURANCE GROUP LLC | PO BOX 724728 ATLANTA, GA 31139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 5.10% |
| POINTENORTH INSURANCE GROUP3 | PO BOX 724728 ATLANTA, GA 31139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $346 | $346 | 1.16% |
| POINTENORTH INSURANCE GROUP3 Filed as: POINTENORTH INSURANCE GROUP LLC | PO BOX 724728 ATLANTA, GA 31139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| POINTENORTH INSURANCE GROUP3 | PO BOX 724728 ATLANTA, GA 31139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $850 | $850 | 3.52% |
| POINTENORTH INSURANCE GROUP3 Filed as: POINTENORTH INSURANCE GROUP LLC | PO BOX 724728 ATLANTA, GA 31139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| POINTENORTH INSURANCE GROUP3 | PO BOX 724728 ATLANTA, GA 31139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $474 | $474 | 3.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 258 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 258 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | HUMANA INSURANCE COMPANY | 191 | $353K |
| Dental | HUMANA INSURANCE COMPANY | 191 | $157K |
| Vision | HUMANA INSURANCE COMPANY | 191 | $157K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 266 | $102K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 125 | $40K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 266 | $71K |
| Prescription drug | HUMANA INSURANCE COMPANY | 191 | $352K |
| Other(5 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 266 | $157K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 266 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.