| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 6160 GOLDEN HILLS DR MINNEAPOLIS, MN 55416 | DELTA DENTAL OF MICHIGAN | $3K | $0 | $3K | 0.13% |
| ADP INC3 Filed as: ADP, INC | PO BOX 842875 BOSTON, MA 02284 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $17K | $17K | 4.00% |
| MARSH & MCLENNAN AGENCY LLC3 | MMA TRION OPERATING P.O. BOX 412703 BOSTON, MA 02241 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $6K | $6K | 1.54% |
| ADP INC3 Filed as: ADP, INC | PO BOX 842875 BOSTON, MA 02284 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $16K | $16K | 4.00% |
| MARSH & MCLENNAN AGENCY LLC3 | MMA TRION OPERATING P.O. BOX 412703 BOSTON, MA 02241 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $7K | $7K | 1.65% |
| ADP INC3 Filed as: ADP, INC | PO BOX 842875 BOSTON, MA 02284 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $13K | $13K | 4.00% |
| MARSH & MCLENNAN AGENCY LLC3 | MMA TRION OPERATING P.O. BOX 412703 BOSTON, MA 02241 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $5K | $5K | 1.61% |
| ADP INC3 Filed as: ADP, INC | PO BOX 842875 BOSTON, MA 02284 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $12K | $12K | 4.00% |
| MARSH & MCLENNAN AGENCY LLC3 | MMA TRION OPERATING P.O. BOX 412703 BOSTON, MA 02241 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $33K | $3K | $36K | 21.69% |
| ADP INC3 Filed as: ADP, INC | PO BOX 842875 BOSTON, MA 02284 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $7K | $7K | 4.00% |
| ADP INC3 Filed as: ADP, INC | PO BOX 842875 BOSTON, MA 02284 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $3K | $3K | 4.00% |
| MARSH & MCLENNAN AGENCY LLC3 | MMA TRION OPERATING P.O. BOX 412703 BOSTON, MA 02241 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.60% |
| ADP INC3 Filed as: ADP, INC | PO BOX 842875 BOSTON, MA 02284 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $3K | $3K | 4.00% |
| MARSH & MCLENNAN AGENCY LLC3 | MMA TRION OPERATING P.O. BOX 412703 BOSTON, MA 02241 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.85% |
| MARSH & MCLENNAN AGENCY LLC3 | MMA TRION OPERATING P.O. BOX 412703 BOSTON, MA 02241 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | $962 | $11K | 22.01% |
| ADP INC3 Filed as: ADP, INC | PO BOX 842875 BOSTON, MA 02284 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $2K | $2K | 4.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,332 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 18 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,350 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF MICHIGAN | 4,093 | $2.1M |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 4,332 | $715K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 4,227 | $413K |
| Other(5 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 4,236 | $668K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,332 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.