| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | HARTFORD LIFE AND ACCIDENT | $464K | $23K | $487K | 4.19% |
| UNITED BENEFIT SYSTEMS3 | PO BOX 860574 SHAWNEE, KS 66286 | HARTFORD LIFE AND ACCIDENT | — | $189K | $189K | 1.63% |
| AON CONSULTING INC3 Filed as: AON CONSULTING OF NEW JERSEY INC | 29840 NETWORK PLACE CHICAGO, IL 60673 | HARTFORD LIFE AND ACCIDENT | — | $88K | $88K | 0.75% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTERAL INC | 75 REMITTANCE DRIVE #1446 CHICAGO, IL 60675 | HARTFORD LIFE AND ACCIDENT | — | $18K | $18K | 0.16% |
| UNITED BENEFIT SYSTEMS3 | PO BOX 860574 SHAWNEE, KS 66286 | HARTFORD LIFE AND ACCIDENT | — | $10K | $10K | 0.96% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | HARTFORD LIFE AND ACCIDENT | — | $9K | $9K | 0.88% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 75 REMITTANCE DRIVE #1446 CHICAGO, IL 60675 | HARTFORD LIFE AND ACCIDENT | — | $349 | $349 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 50,664 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 149 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 149 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 50,962 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 1,361 | $13.9M |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 18,281 | $3.2M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 59,550 | $11.6M |
| Short-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 59,550 | $11.7M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 59,550 | $11.6M |
| Other(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 59,550 | $13.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 59,550 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.