| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AISLING PARTNERS INSURANCE BROKERAG3 Filed as: AISLING PARTNERS INS BROKERAGE LLC | 25 HARVARD STREET WORCESTER, MA 01609 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS | $27K | $8K | $35K | 2.20% |
| HP PLANNING LLC3 Filed as: HP PLANNING, LLC | 1100 SUMMER STREET STAMFORD, CT 06905 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS | $6K | — | $6K | 0.39% |
| AISLING PARTNERS INSURANCE BROKERAG3 Filed as: AISLING PARTNERS INS. BROKERAGE LLC | 25 HARVARD STREET WORCESTER, MA 01609 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS | $4K | — | $4K | 2.73% |
| HP PLANNING LLC3 Filed as: HP PLANNING, LLC | 1100 SUMMER STREET STAMFORD, CT 06905 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS | $1K | — | $1K | 0.68% |
| AISLING PARTNERS INSURANCE BROKERAG3 Filed as: AISLING PARTNERS INS. BROKERAGE | 25 HARVARD STREET WORCESTER, MA 01609 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | $1K | $6K | 10.78% |
| PROSENTIAL BENEFITS LLC3 Filed as: PROSENTIAL BENEFITS, LLC | 40 TIOGA WAY STE 30A MARBLEHEAD, MA 01904 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $659 | $659 | 1.24% |
| AISLING PARTNERS INSURANCE BROKERAG3 Filed as: AISLING PARTNERS INS. BROKERAGE | 25 HARVARD STREET WORCESTER, MA 01609 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $718 | $3K | 9.66% |
| PROSENTIAL BENEFITS LLC3 Filed as: PROSENTIAL BENEFITS, LLC | 40 TIOGA WAY STE 30A MARBLEHEAD, MA 01904 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $397 | $397 | 1.27% |
| AISLING PARTNERS INSURANCE BROKERAG3 Filed as: AISLING PARTNERS INS. BROKERAGE | 25 HARVARD STREET WORCESTER, MA 01609 | VISION SERVICE PLAN | $814 | — | $814 | 4.53% |
| HP PLANNING LLC3 Filed as: HP PLANNING, LLC | 1100 SUMMER STREET 4TH FL STAMFORD, CT 06905 | VISION SERVICE PLAN | $219 | — | $219 | 1.22% |
| AISLING PARTNERS INSURANCE BROKERAG3 Filed as: AISLING PARTNERS INS. BROKERAGE | 25 HARVARD STREET WORCESTER, MA 01609 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $258 | $2K | 13.22% |
| PROSENTIAL BENEFITS LLC3 Filed as: PROSENTIAL BENEFITS, LLC | 40 TIOGA WAY STE 30A MARBLEHEAD, MA 01904 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $142 | $142 | 1.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 152 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 152 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS | 295 | $1.6M |
| Dental | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS | 299 | $162K |
| Vision | VISION SERVICE PLAN | 124 | $18K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 152 | $31K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 152 | $12K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 152 | $53K |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 152 | $31K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 299 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.