| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF AR INC. DBA RH | 1479 EXECUTIVE PLACE SUITE 200 SPRINGDALE, AR 72762 | ARKANSAS BLUE CROSS BLUE SHIELD | $18K | — | $18K | 3.95% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF AR INC. DBA RH | 2120 RIVERFRONT DRIVE SUITE 200 LITTLE ROCK, AR 72202 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 8.95% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF ARKANSAS INC. | 1479 EXECUTIVE PLACE SPRINGDALE, AR 72762 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $1 | $1K | 6.19% |
| MCFADDEN BENEFIT MANAGEMENT INC3 Filed as: MCFADDEN BENEFIT MANAGEMENT | 5852 KENNEDY DR FAYETTEVILLE, AR 72704 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $629 | $358 | $987 | 5.55% |
| KYLE HARDING3 | 105 EAST BROAD ST. TEXARKANA, AL 71854 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $315 | $193 | $508 | 2.86% |
| MARKS BENEFIT MANAGEMENT LLC3 | 4257 N GABEL DR FAYETTEVILLE, AR 72703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $265 | $51 | $316 | 1.78% |
| DONNA M GEABHART3 | 1207 S 4TH STREET ROGERS, AR 72756 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $197 | $23 | $220 | 1.24% |
| SHEILA J PURSELL3 | 12 CUMBRIAN DR. BELLA VISTA, AR 72714 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $197 | $5 | $202 | 1.14% |
| TEKAYLA WORKS3 | 105 E. BROAD ST. TEXARKANA, AR 71854 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $149 | $19 | $168 | 0.94% |
| AHNE BENEFIT SOLUTIONS LLC3 | 3503 SKYLINE BLVD TEXARKANA, TX 75503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | $8 | $47 | 0.26% |
| LAURA LENEE KELLY3 Filed as: LAURA LENEE SELF | 314 EDGEWOOD LANE WAKEVILLAGE, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | — | $27 | 0.15% |
| JOSHUA PUTMAN3 | 2514 WEST PLAINVIEW HOPE, AR 71801 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | — | $23 | 0.13% |
| MCFADDEN BENEFIT MANAGEMENT INC3 Filed as: MCFADDEN BENEFIT MANAGEMENT INC. | 5852 KENNEDY DRIVE FAYETTEVILLE, AR 72704 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $894 | $1K | $2K | 18.11% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF ARKANSAS INC. | 1479 EXECUTIVE PLACE SPRINGDALE, AR 72762 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $3 | $2K | 15.94% |
| MARKS BENEFIT MANAGEMENT LLC3 | 4257 N. GABEL DRIVE FAYETTEVILLE, AR 72703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $568 | $269 | $837 | 7.45% |
| TEKAYLA WORKS3 | 105 E. BROAD STREET TEXARKANA, AR 71854 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $721 | $93 | $814 | 7.25% |
| KYLE HARDING3 | 105 EAST BROAD STREET TEXARKANA, AR 71854 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $284 | $393 | $677 | 6.03% |
| TANA L MAY3 | 1820 MAY LANE HARRISON, AR 72601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $117 | $119 | $236 | 2.10% |
| DONNA M GEABHART3 Filed as: DONNA M. GEABHART | 1201 S. 26TH STREET ROGERS, AR 72758 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $160 | $29 | $189 | 1.68% |
| AHNE BENEFIT SOLUTIONS LLC3 | 3503 SKYLINE BLVD. TEXARKANA, TX 75503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $59 | $41 | $100 | 0.89% |
| SHEILA J PURSELL3 Filed as: SHEILA J. PURSELL | 12 CUMBRIAN DRIVE BELLA VISTA, AR 72714 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $42 | $1 | $43 | 0.38% |
| SHAREE HOOPER3 | 349 GREENACRES BLVD BOSSIER CITY, LA 71111 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.06% |
| LAURA LENEE KELLY3 Filed as: LAURA LENEE SELF | 314 EDGEWOOD LANE WAKEVILLAGE, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.04% |
| BOBBY L HOGUE3 | PO BOX 97 JONESBORO, AR 72403 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.04% |
| CHUCK CALDWELL3 | 111 WILLSHIRE CV JACKSONVILLE, AR 72076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.04% |
| JOSHUA PUTMAN3 | 2514 WEST PLAINVIEW HOPE, AR 71801 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.04% |
| DEIRDRE B HOEHN3 | 30885 FRESH POND WAY OCEAN VIEW, DE 19970 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.03% |
| DAVID EVANS3 | 2711 YORK CT SOUTHLAKE, TX 76092 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.03% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF ARKANSAS INC. | PO BOX 40 RUSSELLVILLE, AR 72811 | USABLE LIFE | $815 | — | $815 | 10.00% |
| DAVID FERGUSON3 | 2200 BYRNE WOOD DRIVE JONESBORO, AR 72404 | USABLE LIFE | $136 | — | $136 | 1.67% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 178 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 178 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS BLUE SHIELD | 104 | $449K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 150 | $34K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 150 | $34K |
| Life insurance(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 174 | $43K |
| Prescription drug | ARKANSAS BLUE CROSS BLUE SHIELD | 104 | $449K |
| Other(3 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 174 | $37K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 174 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.