| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURANCE PARTNERS OF TEXAS3 | 2230 INDUSTRIAL BLVD ABILENE, TX 796027857 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $1K | $6K | 18.43% |
| INSURANCE PARTNERS OF TEXAS3 | 7412 UNIVERSITY AVE UNIT 1 LUBBOCK, TX 79423 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 22.24% |
| KEVIN D GOODMAN3 | 6110 75TH PLACE LUBBOCK, TX 79424 | CONTINENTAL AMERICAN INSURANCE COMPANY | $85 | — | $85 | 0.37% |
| JOHN (STEVE) WHITTEN3 Filed as: JOHN STEVE WHITTEN | 7606 UNIVERSITY SUITE F LUBBOCK, TX 79423 | CONTINENTAL AMERICAN INSURANCE COMPANY | $75 | — | $75 | 0.33% |
| JOHN (STEVE) WHITTEN3 Filed as: JOHN STEVE WHITTEN | 7606 UNIVERSITY SUITE F LUBBOCK, TX 79423 | CONTINENTAL AMERICAN INSURANCE COMPANY | $41 | — | $41 | 0.18% |
| ROBERT G. RELPH AGENCY, INC.3 Filed as: ROBERT L CLARK | 7606 UNIVERISTY AVE SUITE F LUBBOCK, TX 79423 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | — | $32 | 0.14% |
| CECIL RAY PARKER3 | 7606 S UNIVERSITY AVE SUITE F LUBBOCK, TX 79423 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | — | $27 | 0.12% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.07% |
| ROBERT A MARTINEZ3 | 1326 S 14TH ST SUITE F ABILENE, TX 79602 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| INSURANCE PARTNERS OF TEXAS3 | 2230 INDUSTRIAL BLVD ABILENE, TX 796027857 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $494 | $4K | 17.32% |
| INSURANCE PARTNERS OF TEXAS3 | 2230 INDUSTRIAL BLVD ABILENE, TX 796027857 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $716 | $4K | 18.48% |
| CAPROCK HEALTHPLANS5 | 4401 82ND ST UNIT 1200 LUBBOCK, TX 79424 | AIG MEDICAL EXCESS | $2K | — | $2K | 10.00% |
| INSURANCE PARTNERS OF TEXAS3 | 8008 SLIDE ROAD SUITE 14 LUBBOCK, TX 79424 | SUPERIOR VISION OF TEXAS | $977 | — | $977 | 9.34% |
| INSURANCE PARTNERS OF TEXAS3 | 2230 INDUSTRIAL BLVD ABILENE, TX 796027857 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $157 | $1K | 18.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 157 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | SUPERIOR VISION OF TEXAS | 143 | $10K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 157 | $38K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 29 | $21K |
| Other(4 contracts, 3 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 157 | $66K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 157 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.