| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STRATEGIC HR BENEFITS LLC3 | 650 SOUTH CHERRY STREET SUITE 1221 DENVER, CO 80246 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE INC | $171K | — | $171K | 2.87% |
| STRATEGIC HR BENEFITS LLC3 | 600 SOUTH CHERRY STREET SUITE 800 DENVER, CO 80246 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE INC | $111K | — | $111K | 1.87% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE INC | — | $5K | $5K | 0.09% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SVCS INC | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE INC | — | -$20 | -$20 | -0.00% |
| STRATEGIC HR BENEFITS LLC3 | 600 SOUTH CHERRY STREET SUITE 800 DENVER, CO 80246 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $104K | $82 | $104K | 4.67% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SVCS INC | 6143 SOUTH WILLOW DRIVE SUITE 200 GREENWOOD VILLAGE, CO 80111 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $21K | — | $21K | 0.93% |
| JEFFREY P PRICE3 Filed as: JEFFREY PRICE | 3864 S QUINCES ST DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | — | $8K | 4.00% |
| STRATEGIC HR BENEFITS LLC3 | 600 S CHERRY ST STE 800 DENVER, CO 80246 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 3.64% |
| KRISTA K PRICE3 | 3864 S QUINCE STREET DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | — | $6K | 3.02% |
| NANCY LAPHAM3 Filed as: NANCY L HARMON | 3925 S QUATAR ST AURORA, CO 80018 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.94% |
| KATIE J FLETCHER3 | 9247 N MERIDIAN INDIANAPOLIS, ID 46260 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.79% |
| JACOB O STENE3 | 9297 PTARMIGA NORTH TRAIL LONE TREE, CO 80124 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.76% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS SVCS INC | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | CONTINENTAL AMERICAN INSURANCE COMPANY | $971 | — | $971 | 0.49% |
| J MERRITT MCDOLE3 | 6059 S QUEBEC ST STE 100 CENTENNIAL, CO 80111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $733 | — | $733 | 0.37% |
| MELISSA B BOYLE3 | 14301 NORTH 87TH STREET SUITE 313 SCOTTSDALE, AZ 85260 | CONTINENTAL AMERICAN INSURANCE COMPANY | $681 | — | $681 | 0.34% |
| TIMOTHY B ASBY3 | 9247 MERIDIAN ST STE 205 INDIANAPOLIS, IN 46260 | CONTINENTAL AMERICAN INSURANCE COMPANY | $342 | — | $342 | 0.17% |
| JONATHAN SAMUEL KIRKLAND3 Filed as: JONATHAN (JOSH) S KIRKLAND | 4245 MILGEN RD COLUMBUS, GA 31907 | CONTINENTAL AMERICAN INSURANCE COMPANY | $235 | — | $235 | 0.12% |
| KIEFER GROUP INSURANCE AGCY LLC3 | 12002 S MILONA DR DRAPER, UT 84020 | CONTINENTAL AMERICAN INSURANCE COMPANY | $165 | — | $165 | 0.08% |
| JOSE DE LOS SANTOS III3 | 155 INVERNESS DR W STE 300 ENGLEWOOD, CO 80112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $148 | — | $148 | 0.07% |
| TINA WAY3 Filed as: TINA R WAY | 155 INVERNESS DRIVE WEST SUITE 300 ENGLEWOOD, CO 80122 | CONTINENTAL AMERICAN INSURANCE COMPANY | $125 | — | $125 | 0.06% |
| NICOLETTE R POWELL3 | 7995 SOUTH PRENTICE AVENUE #106 GREENWOOD VILLAGE, CO 80111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $97 | — | $97 | 0.05% |
| REGINA K SANTANGELO3 | 9034 E EASTER PL STE 202 CENTENNIAL, CO 80112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $82 | — | $82 | 0.04% |
| MISTY M KRUG3 Filed as: MISTY KRUG | 1686 CHRISTENSEN ROAD MOUNT HOME, AR 72653 | CONTINENTAL AMERICAN INSURANCE COMPANY | $40 | — | $40 | 0.02% |
| CHERIE L VAUGHAN3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | — | $35 | 0.02% |
| ZENAT SHARIFF BELKIN3 Filed as: ZENAT S BELKIN | 14204 W EVANS CIR LAKEWOOD, CO 80228 | CONTINENTAL AMERICAN INSURANCE COMPANY | $34 | — | $34 | 0.02% |
| SUE MCFADDEN3 Filed as: SUE A MCFADDEN | 9304 W HINSDALE PL LITTLETON, CO 80128 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28 | — | $28 | 0.01% |
| ROGER CURTIS POWELL3 Filed as: ROGER C POWELL | 1395 FARNHAM PT APARTMENT 208 COLORADO SPRING, CO 80904 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | — | $25 | 0.01% |
| JANET A MARSHALL3 | 3169 S DAYTON CT DENVER, CO 80231 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.01% |
| COLORADO INSURANCE COUNSELORS INC3 | 925 S NIAGARA ST STE 610 DENVER, CO 80224 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | — | $22 | 0.01% |
| CHRISTINA SHEPARD3 | 6059 S QUEBEC ST STE 100 CENTENNIAL, CO 80111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.01% |
| VALINDA R ANTHONY3 | 19680 CLUBHOUSE DRIVE APARTMENT 230 PARKER, CO 80138 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 0.01% |
| GARY GIARRATANO3 | 13309 W 73RD ST SHAWNEE, KS 66216 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.01% |
| LISA M HALL3 | 2542 EAST SUNDOWN DRIVE COEUR DARLENE, ID 83815 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.01% |
| STEVEN T PIERSON3 | 3776 OAKWOOD DR LONGMONT, CO 80503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| HOLLY HALL3 | 8601 N TURNPIKE DR STE 206 WESTMINSTER, CO 80031 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| KEN MAJOR3 | 30207 PIPERS LANE FARMINGTON HILLS, MI 48334 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| MATTHEW SMITH3 Filed as: MATTHEW A SMITH | 11829 OLDEGROVE PLACE TAMPA, FL 33617 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| SKY FARRELL3 Filed as: SKY T FARRELL | 6000 E EVANS AVE STE 1-330 DENVER, CO 80222 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| JEFFREY LYNN LAMBERT3 Filed as: JEFFREY L LAMBERT | 7 CENTER STREET HINSDALE, IL 60521 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| STRATEGIC HR BENEFITS LLC3 | C/O INTANDEM HR 650 S CHERRY ST STE 1221 DENVER, CO 80246 | BETA HEALTH | $3K | — | $3K | 7.60% |
| JEFFREY P PRICE3 Filed as: JEFFREY PRICE | 3864 SOUTH QUINCE STREET DENVE, CO 80237 | AFLAC | $331 | — | $331 | 1.11% |
| KRISTA K PRICE3 Filed as: KRISTA PRICE | 3864 SOUTH QUINCE STREET DENVER, CO 80237 | AFLAC | $237 | — | $237 | 0.79% |
| STRETEGIC HR BENEFITS LLC3 | 650 SOUTH CHERRY STREET SUITE 1221 DENVER, CO 80246 | AFLAC | $224 | — | $224 | 0.75% |
| KATIE J FLETCHER3 Filed as: KATIE FLETCHER | 21263 STTE HIGHWAY 148 MARYVILLE, MO 64468 | AFLAC | $212 | — | $212 | 0.71% |
| TIMOTHY ASBY3 | 11500 GOLDEN WILLOW COURT ZIONSVILLE, IN 46077 | AFLAC | $188 | — | $188 | 0.63% |
| LARMON PESCHKA3 | 16748 EAST SMOKY HILL ROAD UNIT 9C AURORA, CO 80015 | AFLAC | $157 | — | $157 | 0.52% |
| SUE MCFADDEN3 | 9304 WEST HINSDALE PLACE LITTLETON, CO 80128 | AFLAC | $156 | — | $156 | 0.52% |
| CHARLES TUCKER3 | 67843 EAST 48TH AVENUE BYERS, CO 80103 | AFLAC | $120 | — | $120 | 0.40% |
| VALINDA R ANTHONY3 Filed as: VALINDA ANTHONY | 22308 QUAIL RUN WAY PARKER, CO 80138 | AFLAC | $107 | — | $107 | 0.36% |
| JONATHAN KIRKLAND3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $104 | — | $104 | 0.35% |
| NANCY HARMON3 | 11747 SOUTH SUN TEA WAY SOUTH JORDAN, UT 84009 | AFLAC | $96 | — | $96 | 0.32% |
| COLORADO INSURANCE COUNSELORS INC3 Filed as: COLORADO INS COUNSELORS INC | 6050 EAST 1ST AVENUE DENVER, CO 80220 | AFLAC | $93 | — | $93 | 0.31% |
| ERIC GRACE3 | 10041 GRANITE HILL DRIVE PARKER, CO 80134 | AFLAC | $63 | — | $63 | 0.21% |
| DAVID HANCOCK INC3 | PO BOX 423 LAVON, TX 75166 | AFLAC | $48 | — | $48 | 0.16% |
| MISTY M KRUG3 Filed as: MISTY KRUG | 2774 DEPEW STREET WHEAT RIDGE, CO 80214 | AFLAC | $40 | — | $40 | 0.13% |
| JOSE DE LOS SANTOS III3 | 15550 EAST COPPER CREEK LANE PARKER, CO 80134 | AFLAC | $39 | — | $39 | 0.13% |
| BRITTANY ANN BUCKLEY3 Filed as: BRITTANY BUCKLEY | PO BOXD 1786 IDAHO SPRINGS, CO 80452 | AFLAC | $6 | $33 | $39 | 0.13% |
| ROGER CURTIS POWELL3 Filed as: ROGER POWELL | 5637 SHAMROCK HEIGHTS COLORADO SPRING, CO 80923 | AFLAC | $37 | — | $37 | 0.12% |
| LISA A PERRI3 Filed as: LISA PERRY | 1300 WEST 12TH AVENUE BROOMFIELD, CO 80020 | AFLAC | $33 | — | $33 | 0.11% |
| STEVEN T PIERSON3 Filed as: STEVEN PIERSON | 3776 OAKWOOD DRIVE LONGMONT, CO 80503 | AFLAC | $32 | — | $32 | 0.11% |
| JOHN THOMPSON3 | 6395 SOUTH KEWAUNEE WAY SUITE 425 AURORA, CO 80016 | AFLAC | $32 | — | $32 | 0.11% |
| KATHERINE ANDERSON3 | 2050 EAST 101ST COURT THORNTON, CO 80229 | AFLAC | $31 | — | $31 | 0.10% |
| TINA WAY3 | 15550 EAST COPPER CREEK LANE PARKER, CO 80134 | AFLAC | $29 | — | $29 | 0.10% |
| JANET A MARSHALL3 Filed as: JANET MARSHALL | 3169 SOUTH DAYTON COURT DENVER, CO 80231 | AFLAC | $27 | — | $27 | 0.09% |
| MATTHEW SMITH3 | 8452 FREDERICKSBURG ROAD SAN ANTONIO, TX 78229 | AFLAC | $27 | — | $27 | 0.09% |
| CAROL JANZ3 | 4935 SAINT ANDREWS COURT LOVELAND, CO 80537 | AFLAC | $25 | — | $25 | 0.08% |
| GARY GIARRATANO3 | 13309 WEST 73RD STREET SHAWNEE, KS 66216 | AFLAC | $24 | — | $24 | 0.08% |
| TAMMY JOHNSON3 | 12010 WEST CHASE LANE AVONDALE, AZ 85323 | AFLAC | $24 | — | $24 | 0.08% |
| LINDSAY LIJEWSKI3 | 6500 SOUTH QUEBEC STREET SUITE 250 CENTENNIAL, CO 80111 | AFLAC | $17 | $7 | $24 | 0.08% |
| LISA HALL3 | 2542 EAST SUNDOWN DRIVE COEUR D ALENE, ID 83815 | AFLAC | $23 | — | $23 | 0.08% |
| HOLLY HALL3 | 505 NORTH ARGONNE ROAD BUILDING C SPOKANE VALLEY, WA 99212 | AFLAC | $23 | — | $23 | 0.08% |
| LINDA M WALLACE-PESCHKA3 Filed as: LINDA WALLACE-PESCHKA | 16748 EAST SMOKY HILL ROAD UNIT 9C CENTENNIAL, CO 80015 | AFLAC | $22 | — | $22 | 0.07% |
| J MERRITT MCDOLE3 | 12120 SOUTHWEST FOOTHILL DRIVE PORTLAND, OR 97225 | AFLAC | $21 | — | $21 | 0.07% |
| JOYCE BERGER3 | 3644 EAST ELLSWORTH AVENUE DENVER, CO 80209 | AFLAC | $20 | — | $20 | 0.07% |
| MARIE PHASON3 | 18091 EAST KEPNER DRIVE AURORA, CO 80017 | AFLAC | $17 | — | $17 | 0.06% |
| KIEFER GROUP INSURANCE AGCY LLC3 | 155 INVERNESS DRIVE WEST SUITE 300 ENGLEWOOD, CO 80112 | AFLAC | $17 | — | $17 | 0.06% |
| KEN MAJOR3 | 2211 MICHELSON DRIVE SUITE 1150 IRVINE, CA 92612 | AFLAC | $16 | — | $16 | 0.05% |
| ALAN LECLAIRE3 | 9182 ESTERO RIVER CIRCLE ESTERO, FL 33928 | AFLAC | $15 | — | $15 | 0.05% |
| DENISE O'MALLEY3 | 2465 SOUTH JASMINE STREET DENVER, CO 80222 | AFLAC | $14 | — | $14 | 0.05% |
| KATHY WIEDEMANN3 | 220 HIGH VIEW DRIVE BOULDER, CO 80304 | AFLAC | $14 | — | $14 | 0.05% |
| REGINA K SANTANGELO3 Filed as: REGINA SANTANGELO | 6892 SOUTH WEBSTER WAY LITTLETON, CO 80128 | AFLAC | $5 | $7 | $12 | 0.04% |
| SKY FARRELL3 | 6000 EAST EVANS AVENUE SUITE 1-330 DENVER, CO 80222 | AFLAC | $10 | — | $10 | 0.03% |
| JAMES M GARNER3 Filed as: JAMES GARNER | 1301 ARAPAHOE STREET SUITE 105 GOLDEN, CO 80401 | AFLAC | $10 | — | $10 | 0.03% |
| CHRISTINA SHEPARD3 | PO BOX 4131 ENGLEWOOD, CO 80155 | AFLAC | $10 | — | $10 | 0.03% |
| MLJ FINANCIAL SVCS LLC3 | 2525 ARAPAHOE AVENUE SUITE E4-836 BOULDER, CO 80302 | AFLAC | $9 | — | $9 | 0.03% |
| ALLISON FARRIS WENDELBERGER3 | 207 SANTA FE DRIVE WALNUT CREEK, CA 94598 | AFLAC | $8 | — | $8 | 0.03% |
| BRENDA J MCGINNIS3 Filed as: BRENDA MCGINNIS | 5003 PATRIOT PARK CIRCLE SOUTHEAST OWENS CROSS ROADS, AL 35763 | AFLAC | $8 | — | $8 | 0.03% |
| TANYA L MARTINSON3 Filed as: TANYA MARTINSON | 6395 SOUTH KEWAUNEE WAY AURORA, CO 80016 | AFLAC | $5 | — | $5 | 0.02% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS SVCS INC | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | AFLAC | $4 | — | $4 | 0.01% |
| THERESA CHAMBLISS3 | 2059 PINE RIVER DRIVE KINGWOOD, TX 77339 | AFLAC | $3 | — | $3 | 0.01% |
| SARA BRIERY3 | 4 MARBURG LANE SAVANNAH, GA 31411 | AFLAC | $2 | — | $2 | 0.01% |
| MARK BELKIN3 | 14204 WEST EVANS CIRCLE LAKEWOOD, CO 80228 | AFLAC | $1 | — | $1 | 0.00% |
| JEFFREY P PRICE3 Filed as: JEFFREY P PRINCE | 3864 SOUTH QUINCE STREET DENVER, CO 80237 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 8.34% |
| STRATEGIC HR BENEFITS LLC3 | C/O INTENDEM HR 650 S CHERRY ST STE 1221 DENVER, CO 80246 | BETA HEALTH | $42 | — | $42 | 7.53% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,849 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 26 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,875 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE INC | 943 | $8.3M |
| Dental(3 contracts, 2 carriers) | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE INC | 943 | $6.0M |
| Vision | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE INC | 943 | $6.0M |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 1,468 | $103K |
| Short-term disability(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 1,018 | $226K |
| Other(4 contracts, 4 carriers) | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE INC | 1,468 | $6.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,468 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.