| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LABRADOR BROKERAGE AGENCY, LLC3 | 7269 SAWMILL ROAD SUITE 100 DUBLIN, OH 43016 | AMERICAN UNITED LIFE INSURANCE COMPANY | $17K | — | $17K | 5.70% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES, INC. | 4990 EAST GALBRAITH ROAD SUITE 102 CINCINNATI, OH 45236 | AMERICAN UNITED LIFE INSURANCE COMPANY | $12K | — | $12K | 4.05% |
| MIKE E MENNING3 | 7269 SAWMILL RD DUBLIN, OH 44620 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $500 | $9K | 20.77% |
| JOSEPH BADGER3 | 1565 MAIN STREET PENINSULA, OH 44264 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $4K | $7K | 14.61% |
| JAMES ALLEN CONNER3 | 1292 BLUEBIRD DR SW DELLROY, OH 44620 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $906 | $5K | $6K | 12.93% |
| NATHAN D DEFAZIO3 | 6180 PORTAGE ST NW NORTH CANTON, OH 44720 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $3K | $6K | 12.61% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES | 8044 MONTGOMERY ROAD CINCINNATI, OH 45236 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $111 | $3K | 6.86% |
| YESENIA A SANCHEZ3 Filed as: YESENIA A HERNANDEZ | 6715 S KEELER AVE CHICAGO, IL 60629 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $755 | $2K | 4.94% |
| MARK CHRISTOPHER MOTZ3 | 85 EPERNAY AVENUE PATASKALA, OH 43062 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $86 | $1K | 3.30% |
| ZACHARY EUGENE VICKERS3 | 24 S. LOCUST ST MARIETTA, PA 17547 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $904 | $94 | $998 | 2.22% |
| MIDWEST BENEFITS LLC3 | 1127 FIRESIDE TRAIL BROADVIEW HEIGHTS, OH 44147 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $959 | — | $959 | 2.13% |
| KAY NADINE AMON3 | 13859 S MAIN STREET BELOIT, OH 44609 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $795 | $34 | $829 | 1.84% |
| GREGORY PAUL STAUDINGER3 | 5686 BRADVIEW RD APT 2132 CLEVELAND, OH 44134 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $451 | $193 | $644 | 1.43% |
| MICHAEL N THORN3 Filed as: MICHAEL N. THORN | 2708 ALAMANCE CHURCH RD GREENSBORO, NC 27406 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $325 | $122 | $447 | 0.99% |
| JEFFERY SMELCER3 Filed as: JEFFERY SMEICER | 1910 INDIANWOOD CIRCLE MAUMEE, OH 43537 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $156 | $289 | $445 | 0.99% |
| MERRILL W SCHOENROCK3 | 14721 BEACON BLVD CARMEL, IN 46032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $414 | — | $414 | 0.92% |
| TR INSURANCE ADVISORS INC3 | 1009 EIGHTH AVE NE WASECA, MN 56093 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $354 | $50 | $404 | 0.90% |
| LUKE MURRAY3 | 8793 OAK VILLAGE BLVD LEWIS CENTER, OH 43035 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $226 | $177 | $403 | 0.90% |
| WENDY MADONNA3 | 4758 MACGREGOR DRIVE SCHWENKSVILLE, PA 19473 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $351 | $28 | $379 | 0.84% |
| MANUEL FUENTES3 | 63 MARIPOSA PKWY WEST BOERNE, TX 78006 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $234 | $141 | $375 | 0.83% |
| LINDA CURLEY3 | 315 BANJO ST NASHVILLE, TN 37207 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $289 | $1 | $290 | 0.64% |
| TRACEY MICHELLE HODGES-CANAZTUJ3 | 107 DEERFIELD LN AURORA, OH 44202 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $243 | $2 | $245 | 0.54% |
| JANTELLE LAVONNE BONNER3 | 99 N POST OAK LN APT 5302 HOUSTON, TX 77024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $120 | $110 | $230 | 0.51% |
| ELAISIUS BONNER3 | 974 ROSEFIELD LANE AURORA, IL 60504 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $120 | $102 | $222 | 0.49% |
| THOMAS SCANLON3 | 121 ROLLING MEADOW DRIVE HOLLISTON, MA 01746 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $177 | $20 | $197 | 0.44% |
| ANGEL GABRIEL VELAZQUEZ-DIAZ3 | 2022 ESTANCIA CIRCLE STE 6 KISSIMMEE, FL 34741 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $134 | $63 | $197 | 0.44% |
| FRANCISCO JAVIER RUIZ3 | 10102 COURTNEY OAKS CIRCLE TAMPA, FL 33619 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $164 | $27 | $191 | 0.42% |
| ALLISON GAVALA3 Filed as: ALLISON GAVAIA | 733 W MARKET ST APT 311 AKRON, OH 44303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $147 | $41 | $188 | 0.42% |
| BARBARA J LAKE3 | 226 N HIGH ST MORRISTOWN, IN 46161 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $142 | $22 | $164 | 0.36% |
| LANCE A BRADLEY3 | 2028 MOUNT VERNON CIRCLE HARRISBURG, PA 17110 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $96 | $11 | $107 | 0.24% |
| NATALIE SUZANNE FONVILLE3 | 2415 ZENITH AVE N GOLDEN VALLEY, MN 55422 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $56 | $51 | $107 | 0.24% |
| KEITH HOWARD LEFEVRE3 | 8885 LADY MADONNA CIRCLE HIGHLANDS RANCH, CO 80129 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $82 | $14 | $96 | 0.21% |
| STEPHEN JOSEPH JOYCE3 | 33 GATES CIRCLE BUFFALO, NY 14209 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | $84 | $93 | 0.21% |
| TIMOTHY J REED3 Filed as: TIMOTHY COBB | 11086 NW COUNTY ROAD 1370 BARRY, TX 75102 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | $52 | $91 | 0.20% |
| DAN YAARY3 | 13309 CREEKVIEW RD PROSPECT, KY 40059 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $63 | $8 | $71 | 0.16% |
| DEBBIE PERKINS3 | 9655 BRUNSWICK DRIVE BRENTWOOD, TN 37027 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $49 | $15 | $64 | 0.14% |
| TRIAD BENEFITS GROUP INC3 | 200 DOLLY LANE WINSTON SALEM, NC 27107 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29 | $35 | $64 | 0.14% |
| ENROLLMENT SOLUTIONS LTD3 | 65 BURBANK RD SUTTON, MA 01590 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29 | $34 | $63 | 0.14% |
| JOHN E LANZETTA3 | 3272 KATIE WAY MECHANICSBURG, PA 17055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $58 | — | $58 | 0.13% |
| TROY J PALMER3 | 15534 CLOVER RDG SAN ANTONIO, TX 78248 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $45 | $13 | $58 | 0.13% |
| HOVIE AGENCY LLC3 | 11261 WRIGHT CIRCLE OMAHA, NE 68144 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $41 | $17 | $58 | 0.13% |
| ROGLE INC3 Filed as: ROGLE INC. | 7460 LANTERN ROAD INDIANAPOLIS, IN 46256 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | $20 | $55 | 0.12% |
| BRIANA CRUZ3 | 3 RENZI ROAD RARITAN, NJ 08869 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $54 | — | $54 | 0.12% |
| VINCENT J ROWAN3 | 4447 EAST THOMPSONTREET PHILADELPHIA, PA 19137 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $46 | $1 | $47 | 0.10% |
| BENEFITS COUNT INC3 Filed as: BENEFITS COUNT LI INC | 1401 CHRISTMAS COURT RALEIGH, NC 27604 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29 | $16 | $45 | 0.10% |
| CORCORAN & HOYT LLC3 | 3905 TAMPA ROAD OLDSMAN, FL 34677 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | $15 | $42 | 0.09% |
| AMY E COHEN3 Filed as: AMY SELAK | 6901 WALMORE ROAD NIAGARA FALLS, NY 14304 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $38 | $1 | $39 | 0.09% |
| PHILIP LEONARD TUCKER3 | 13516 ALBANIA WAY AUSTIN, TX 78729 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $37 | $1 | $38 | 0.08% |
| JEFFREY LUXENBERG3 | 307 LONGTREE LANE LOGANSPORT, IN 46947 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | $13 | $37 | 0.08% |
| VOLUNTARY BENEFIT PLANS LLC3 | 5105 DUNEWOOD WAY AVON, IN 46123 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | — | $35 | 0.08% |
| DANIEL CORY3 | 300 E 17TH AVE DENVER, CO 80203 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | $13 | $28 | 0.06% |
| BENECHOICE ENROLLMENT SOLUTIONS3 | 1574 LITIZ PIKE LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | $10 | $26 | 0.06% |
| THE MEEHAN AGENCY LLC3 | 1924 DOWN HOLLOW LN WINDERMERE, FL 34786 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | $13 | $25 | 0.06% |
| LISA R CANFIELD3 | 324 STRAW COURT PATASKALA, OH 43062 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | $7 | $24 | 0.05% |
| RANDELL LYNN KRUSE3 | 2018 DAYTON COURT SE RENTON, WA 98055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | — | $23 | 0.05% |
| ALEX MICHAEL PIHAKIS3 | 240 COUNTY LINE ROAD BRIDGEVILLE, PA 15017 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | — | $19 | 0.04% |
| ROBERT RUSHING3 | 223 W ANDERSON LANE AUSTIN, TX 78752 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | $8 | $16 | 0.04% |
| DAVID J MCCLELLAN3 | 118 ROYAL HORSE WAY REINHOLDS, PA 17569 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $8 | $12 | 0.03% |
| NORTHWEST ENROLLX LLC3 | 1910 INDIANWOOD CIRCLE MAUMEE, OH 43537 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | $1 | $11 | 0.02% |
| LEITZ INSURANCE AGENCY LLC3 | 10 TRADITION CIRCLE EGG HARBOR TOWNSHIP, NJ 08234 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.02% |
| BRET THOMAS JENKIN3 | 808 KATHERINE DR SUN PRAIRIE, WI 53590 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.02% |
| FRANK THOMAS BAILEY3 | 3630 LOC SALT ANCHORAGE, AK 99516 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $6 | $8 | 0.02% |
| ROBER E ELLIS3 | 11261 WRIGHT CIRCLE OMAHA, NE 68144 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $1 | $5 | 0.01% |
| JAMES BARTLETT LLC3 Filed as: JAMES BARTLETT | 3138 GREENRIDGE DRIVE LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $1 | $5 | 0.01% |
| TIMOTHY J SLATER3 | 466 CARNEGIE DRIVE PITTSBURGH, PA 15243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $1 | $4 | 0.01% |
| KELLY MELISSA RUSHING3 | 725 RIVER BLUFF DRIVE LYTLE, TX 78052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $1 | $4 | 0.01% |
| ANGELA MAY RAMIREZ3 | 850 NORTH WESGLENN CIRCLE #1 WASILLA, AK 99654 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $1 | $3 | 0.01% |
| GARSON FINANCIAL SERVICES S C3 Filed as: GARSON FINANCIAL SERVICES | 929 ASTOR MILWAUKEE, WI 53202 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| BARBARA J LAKE3 | 226 N HIGH ST MORRISTOWN, IN 46161 | THE PAUL REVERE LIFE INSURANCE COMPANY | $10 | — | $10 | 14.29% |
| JOSEPH BADGER3 | 1565 MAIN STREET PENINSULA, OH 44264 | THE PAUL REVERE LIFE INSURANCE COMPANY | $3 | — | $3 | 4.29% |
| PAUL STANLEY JR3 | 5264 INTERNATIONAL BLVD NORTH CHARLESTON, SC 29418 | THE PAUL REVERE LIFE INSURANCE COMPANY | $2 | — | $2 | 2.86% |
| ZACHARY EUGENE VICKERS3 | 24 S. LOCUST ST MARIETTA, PA 17547 | THE PAUL REVERE LIFE INSURANCE COMPANY | $1 | — | $1 | 1.43% |
| GREGORY PAUL STAUDINGER3 | 5686 BROADVIEW RD APT 2132 CLEVELAND, OH 44134 | THE PAUL REVERE LIFE INSURANCE COMPANY | $1 | — | $1 | 1.43% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 689 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 689 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 346 | $43K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 835 | $297K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 835 | $297K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 835 | $297K |
| Other(3 contracts, 3 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 835 | $342K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 835 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.