| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| POINTENORTH INSURANCE GROUP3 | PO BOX 724728 ATLANTA, GA 31139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | — | $7K | 15.00% |
| UNITED PRODUCERS GROUP LLC3 | 1439 STUART ENGALS BOULEVARD UNIT 300 MT PLEASANT, SC 29464 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 3.96% |
| POINTENORTH INSURANCE GROUP3 | PO BOX 724728 1100 CIRCLE 75 PARKWAY SE SUITE 140 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 3.50% |
| EBENEFIT MARKETPLACE, LLC3 | 204 STATE STREET NORTH HAVEN, CT 06473 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $465 | $465 | 1.04% |
| POINTENORTH INSURANCE GROUP3 | PO BOX 724728 ATLANTA, GA 31139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| POINTENORTH INSURANCE GROUP3 | PO BOX 724728 1100 CIRCLE 75 PARKWAY SE SUITE 140 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 2.51% |
| UNITED PRODUCERS GROUP LLC3 | 1439 STUART ENGALS BOULEVARD UNIT 300 MT PLEASANT, SC 29464 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $649 | $649 | 1.56% |
| EBENEFIT MARKETPLACE, LLC3 | 204 STATE STREET NORTH HAVEN, CT 06473 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $184 | $184 | 0.44% |
| POINTENORTH INSURANCE GROUP3 | PO BOX 724728 ATLANTA, GA 31139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| UNITED PRODUCERS GROUP LLC3 | 1439 STUART ENGALS BOULEVARD UNIT 300 MT PLEASANT, SC 29464 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $777 | $777 | 3.86% |
| POINTENORTH INSURANCE GROUP3 | PO BOX 724728 1100 CIRCLE 75 PARKWAY SE SUITE 140 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $698 | $698 | 3.47% |
| EBENEFIT MARKETPLACE, LLC3 | 204 STATE STREET NORTH HAVEN, CT 06473 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $230 | $230 | 1.14% |
| POINTENORTH INSURANCE GROUP3 | PO BOX 724728 ATLANTA, GA 31139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| POINTENORTH INSURANCE GROUP3 | PO BOX 724728 1100 CIRCLE 75 PARKWAY SE SUITE 140 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $988 | $988 | 5.91% |
| UNITED PRODUCERS GROUP LLC3 | 1439 STUART ENGALS BOULEVARD UNIT 300 MT PLEASANT, SC 29464 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $631 | $631 | 3.77% |
| EBENEFIT MARKETPLACE, LLC3 | 204 STATE STREET NORTH HAVEN, CT 06473 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $205 | $205 | 1.23% |
| POINTENORTH INSURANCE GROUP3 | PO BOX 724728 ATLANTA, GA 31139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $911 | — | $911 | 10.00% |
| POINTENORTH INSURANCE GROUP3 | PO BOX 724728 1100 CIRCLE 75 PARKWAY SE SUITE 140 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $349 | $349 | 3.83% |
| POINTENORTH INSURANCE GROUP3 | PO BOX 724728 ATLANTA, GA 31139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $799 | — | $799 | 15.00% |
| POINTENORTH INSURANCE GROUP3 | PO BOX 724728 1100 CIRCLE 75 PARKWAY SE SUITE 140 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $215 | $215 | 4.04% |
| UNITED PRODUCERS GROUP LLC3 | 1439 STUART ENGALS BOULEVARD UNIT 300 MT PLEASANT, SC 29464 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $210 | $210 | 3.94% |
| EBENEFIT MARKETPLACE, LLC3 | 204 STATE STREET NORTH HAVEN, CT 06473 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $56 | $56 | 1.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 167 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 167 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 111 | $42K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 111 | $9K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 177 | $22K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 70 | $20K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 177 | $45K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 177 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 177 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.