| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANCE INSURANCE GROUP LLC3 Filed as: ALLIANCE INSURANCE GROUP | 941 OAK STREET EUGENE, OR 97401 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $34K | — | $34K | 2.58% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OREGON, LLC | 941 OAK STREET EUGENE, OR 97401 | VISION SERVICE PLAN | $1K | — | $1K | 2.22% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OREGON, LLC | 941 OAK STREET EUGENE, OR 97401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $1K | $8K | 18.04% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OREGON, LLC | 941 OAK STREET EUGENE, OR 97401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $1K | $7K | 17.50% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OREGON, LLC | 941 OAK STREET EUGENE, OR 97401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $468 | $3K | 17.81% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OREGON, LLC | 941 OAK STREET EUGENE, OR 97401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $474 | $3K | 18.05% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OREGON, LLC | 941 OAK STREET EUGENE, OR 97401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $298 | $1K | 19.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 469 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 469 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 469 | $1.3M |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 0 | $179 |
| Vision | VISION SERVICE PLAN | 320 | $53K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 257 | $52K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 85 | $40K |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 257 | $84K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 469 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.