| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1125 SANCUTARY PKWY STE 300 ALPHARETTA, GA 30009 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $76K | $76K | 3.03% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS SERVICES OF GEORGIA INC | 5 CONCOURSE PKWY STE 1800 ATLANTA, GA 30328 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $40K | $40K | 1.59% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES HOUSTON LLC | 1125 SANCUTARY PKWY STE 300 ALPHARETTA, GA 300097614 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $89 | $13K | 7.55% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS SERVICES OF GEORGIA INC | 29727 NETWORK PL CHICAGO, IL 606731297 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $640 | $4K | 2.59% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES HOUSTON LLC | 5444 WESTHEIMER RD STE 900 HOUSTON, TX 770565306 | METROPOLITAN LIFE INSURANCE COMPANY | — | $540 | $540 | 0.33% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 1125 SANCUTARY PARKWAY SUITE 300 ALPHARETTA, GA 30009 | STANDARD INSURANCE COMPANY | $10K | — | $10K | 10.95% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INSURANCE SERVICES OF GA | LOCKBOX 905260 806 TYVOLA RD, STE 108 CHARLOTTE, NC 28217 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 1.99% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 5444 WESTHEIMER RD SUITE 900 HOUSTON, TX 77056 | METLIFE - DELAWARE AMERICAN LIFE INSURANCE COMPANY | $2K | — | $2K | 8.66% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 1125 SANCUTARY PARKWAY SUITE 300 ALPHARETTA, GA 30009 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 10.99% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INSURANCE SERVICES OF GA | LOCKBOX 905260 806 TYVOLA RD, STE 108 CHARLOTTE, NC 28217 | STANDARD INSURANCE COMPANY | $538 | — | $538 | 1.93% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS SERVICES OF GEORGIA, INC | CONCOURSE CORP. CENTER FIVE 18TH FLOOR ATLANTA, GA 30328 | NATIONAL VISION ADMINISTRATORS, L.L.C. | $1K | — | $1K | 5.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | NATIONAL VISION ADMINISTRATORS, L.L.C. | $1K | — | $1K | 5.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 1125 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 300047631 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 11.02% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INSSURANCE SERVICES OF GA | LOCKBOX 905260 806 TYVOLA RD, STE 108 CHARLOTTE, NC 28217 | STANDARD INSURANCE COMPANY | $299 | — | $299 | 1.88% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES HOUSTON LLC | 1125 SANCTUARY PKWY STE 300 ALPHARETTA, GA 300097414 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $361 | — | $361 | 7.56% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS SERVICES OF GEORGIA INC | 29727 NETWORK PL CHICAGO, IL 60673 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $106 | $16 | $122 | 2.55% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES HOUSTON LLC | 5444 WESTHEIMER RD STE 900 HOUSTON, TX 770565306 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | — | $16 | $16 | 0.34% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF LLLINOIS INC | 35371 NETWORK PI CHICAGO, IL 606731353 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $166 | — | $166 | 3.51% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INSURANCE SERVICES OF GA INC | STE 1800 ATLANTA, GA 303285260 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $93 | — | $93 | 1.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 228 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 228 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 569 | $2.5M |
| Dental(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 689 | $199K |
| Vision | NATIONAL VISION ADMINISTRATORS, L.L.C. | 446 | $23K |
| Life insurance(3 contracts, 3 carriers) | STANDARD INSURANCE COMPANY | 228 | $127K |
| Short-term disability | STANDARD INSURANCE COMPANY | 228 | $16K |
| Long-term disability | STANDARD INSURANCE COMPANY | 228 | $28K |
| Other | METLIFE - DELAWARE AMERICAN LIFE INSURANCE COMPANY | 2 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 689 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.