| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAVID PARR3 Filed as: DAVID RICHARD PARR | 810 5TH AVENUE SUITE 200 SAN RAFAEL, CA 94901 | UNITEDHEALTHCARE INSURANCE COMPANY | $107K | — | $107K | 4.60% |
| DAVID PARR3 Filed as: DAVID RICHARD PARR | 810 5TH AVENUE SUITE 200 SAN RAFAEL, CA 94901 | PRINCIPAL LIFE INSURANCE COMPANY | $36K | — | $36K | 10.03% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | PRINCIPAL LIFE INSURANCE COMPANY | $11K | $6K | $17K | 4.66% |
| DAVID PARR3 | 1050 NORTHGATE DRIVE SUITE 352 SAN RAFAEL, CA 94903 | KAISER FOUNDATION HEALTH PLAN, INC. | $16K | — | $16K | 4.84% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES I | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | KAISER FOUNDATION HEALTH PLAN, INC. | $7K | — | $7K | 1.95% |
| DAVID PARR3 Filed as: DAVID R. PARR | 810 5TH AVENUE SUITE 200 SAN RAFAEL, CA 94901 | VISION SERVICE PLAN | $2K | — | $2K | 3.58% |
| DAVID PARR3 Filed as: DAVID R PARR | 810 FIFTH AVENUE SUITE 200 SAN RAFAEL, CA 94901 | HARTFORD LIFE AND ACCIDENT | $4K | — | $4K | 10.00% |
| DAVID PARR3 | 1050 NORTHGATE DRIVE SUITE 352 SAN RAFAEL, CA 94903 | KAISER FOUNDATION HEALTH PLAN, INC. | $2K | — | $2K | 4.67% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES I | 32110 AGOURA ROAD SUITE 325 WESTLAKE VILLAGE, CA 91361 | KAISER FOUNDATION HEALTH PLAN, INC. | $649 | — | $649 | 1.76% |
| DAVID PARR3 | 810 FIFTH AVENUE SUITE 200 SAN RAFAEL, CA 94901 | KAISER FOUNDATAION HEALTH PLAN, INC. | $1K | — | $1K | 3.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 220 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 220 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 490 | $2.7M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 241 | $357K |
| Vision | VISION SERVICE PLAN | 236 | $52K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 244 | $401K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 244 | $44K |
| Other(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 244 | $401K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 490 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.