| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 5151 SAN FELIPE ST STE 1800 HOUSTON, TX 770563631 | UNITEDHEALTHCARE INSURANCE COMPANY | $77K | — | $77K | 2.88% |
| DAVID PARR3 Filed as: DAVID RICHARD PARR | 810 5TH AVE STE 200 SAN RAFAEL, CA 949013252 | UNITEDHEALTHCARE INSURANCE COMPANY | $66K | — | $66K | 2.47% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2405 SATELLITE BLVD STE 200 DULUTH, GA 300969022 | PRINCIPAL LIFE INSURANCE COMPANY | $20K | — | $20K | 5.83% |
| DAVID PARR3 Filed as: DAVID RICHARD PARR | ATTN PACIFIC COAST PLANN 810 5TH AVE STE 200 SAN RAFAEL, CA 949013252 | PRINCIPAL LIFE INSURANCE COMPANY | $15K | — | $15K | 4.26% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES | ATTN ACCOUNTING DEPT 32110 AGOURA RD WESTLAKE VLG, CA 913614026 | PRINCIPAL LIFE INSURANCE COMPANY | — | $14K | $14K | 4.02% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 425 CALIFORNIA ST STE 2400 SAN FRANCISCO, CA 941042215 | KAISER FOUNDATION HEALTH PLAN, INC. | $7K | — | $7K | 3.15% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS SRVS, INC. (GA) | 32110 AGOURA RD WESTLAKE VILLAGE, CA 913614026 | KAISER FOUNDATION HEALTH PLAN, INC. | $5K | — | $5K | 2.04% |
| DAVID PARR3 | 810 5TH AVE STE 200 SAN RAFAEL, CA 949013252 | KAISER FOUNDATION HEALTH PLAN, INC. | $4K | — | $4K | 2.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA STREET STE 400 SAN FRANCISCO, CA 94111 | HARTFORD LIFE AND ACCIDENT | $7K | — | $7K | 5.63% |
| DAVID PARR3 | 810 FIFTH AVE STE 200 SAN RAFAEL, CA 94901 | HARTFORD LIFE AND ACCIDENT | $5K | — | $5K | 4.09% |
| DAVID PARR3 | 810 5TH AVE STE 200 SAN RAFAEL, CA 949013252 | KAISER FOUNDATION HEALTH PLAN, INC. | $3K | — | $3K | 4.96% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS SRVS, INC (GA) | 32110 AGOURA RD WESTLAKE VILLAGE, CA 913614026 | KAISER FOUNDATION HEALTH PLAN, INC. | $917 | — | $917 | 1.63% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARNTERS INSURANCE CENTER | 1 CALIFORNIA ST STE 400 SAN FRANCISCO, CA 94111 | VISION SERVICE PLAN | $2K | — | $2K | 3.36% |
| DAVID PARR3 | 810 5TH AVE STE 200 SAN RAFAEL, CA 949013252 | VISION SERVICE PLAN | $511 | — | $511 | 1.07% |
| DAVID PARR3 | 810 5TH AVE STE 200 SAN RAFAEL, CA 94901 | KAISER FOUNDATION HEALTH PLAN, INC. | $372 | — | $372 | 1.98% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 135 MAIN ST 21ST FLOOR SAN FRANSCISCO, CA 94105 | KAISER FOUNDATION HEALTH PLAN, INC. | $124 | — | $124 | 0.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 212 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 218 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 488 | $3.0M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 523 | $343K |
| Vision | VISION SERVICE PLAN | 210 | $48K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 523 | $468K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 212 | $125K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 212 | $125K |
| Prescription drug(2 contracts) | KAISER FOUNDATION HEALTH PLAN, INC. | 40 | $279K |
| Other(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 523 | $468K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 523 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.