| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VIZANCE, INC.3 Filed as: VIZANCE BENEFITS, LLC | 1320 WALNUT RIDGE DRIVE SUITE 200 HARTLAND, WI 53029 | UNITED HEALTHCARE INSURANCE COMPANY | $18K | $0 | $18K | 2.69% |
| VIZANCE, INC.3 Filed as: VIZANCE INC. | 1320 WALNUT RIDGE DRIVE SUITE 200 HARTLAND, WI 53029 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | $0 | $3K | 8.00% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS INC. | 225 WIRELESS BOULEVARD HAUPPAUGE, NY 11788 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | $906 | $3K | 7.10% |
| VIZANCE, INC.3 Filed as: VIZANCE INC. | 1320 WALNUT RIDGE DRIVE SUITE 200 HARTLAND, WI 53029 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | $0 | $4K | 14.75% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS INC. | 225 WIRELESS BOULEVARD HAUPPAUGE, NY 11788 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | $0 | $1K | 4.91% |
| VIZANCE, INC.3 Filed as: VIZANCE INC. | 1320 WALNUT RIDGE DRIVE SUITE 200 HARTLAND, WI 53029 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | $0 | $3K | 15.35% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS INC. | 225 WIRELESS BOULEVARD HAUPPAUGE, NY 11788 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | $0 | $1K | 4.61% |
| VIZANCE, INC.3 Filed as: VIZANCE INC. | 1320 WALNUT RIDGE DRIVE SUITE 200 HARTLAND, WI 53029 | SUN LIFE ASSURANCE COMPANY OF CANADA | $712 | $0 | $712 | 10.00% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS INC. | 225 WIRELESS BOULEVARD HAUPPAUGE, NY 11788 | SUN LIFE ASSURANCE COMPANY OF CANADA | $356 | $305 | $661 | 9.29% |
| VIZANCE, INC.3 Filed as: VIZANCE INC. | 1320 WALNUT RIDGE DRIVE SUITE 200 HARTLAND, WI 53029 | SUN LIFE ASSURANCE COMPANY OF CANADA | $637 | $0 | $637 | 11.77% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS INC. | 225 WIRELESS BOULEVARD HAUPPAUGE, NY 11788 | SUN LIFE ASSURANCE COMPANY OF CANADA | $270 | $222 | $492 | 9.09% |
| VIZANCE, INC.3 Filed as: VIZANCE INC. | 1320 WALNUT RIDGE DRIVE SUITE 200 HARTLAND, WI 53029 | SUN LIFE ASSURANCE COMPANY OF CANADA | $714 | $0 | $714 | 15.00% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS INC. | 225 WIRELESS BOULEVARD HAUPPAUGE, NY 11788 | SUN LIFE ASSURANCE COMPANY OF CANADA | $238 | $405 | $643 | 13.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 103 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 103 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 14 | $680K |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 98 | $43K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 88 | $7K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 103 | $5K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 76 | $26K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 76 | $26K |
| Other(3 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 103 | $33K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 103 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.