| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF FL INC. | 300 N. BEACH ST DAYTONA BEACH, FL 32114 | UNITEDHEALTHCARE INSURANCE COMPANY | $29K | $145K | $174K | 3.54% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INC. | PO BOX 2480 DAYTONA BEACH, FL 321152480 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $16K | $16K | 0.33% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF FL INC. | 1201 W. CYPRESS CREEK RD SUITE 130 FORT LAUDERDALE, FL 33309 | STANDARD INSURANCE COMPANY | $24K | $3K | $27K | 13.54% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF FL INC. | 1201 W. CYPRESS CREEK RD SUITE 130 FORT LAUDERDALE, GA 33309 | STANDARD INSURANCE COMPANY | $23K | $3K | $26K | 13.43% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FL INC | 1201 W. CYPRESS CREEK RD SUITE 130 FORT LAUDERDALE, FL 33309 | STANDARD INSURANCE COMPANY | $16K | $2K | $17K | 13.43% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 300 N BEACH ST DAYTONA BEACH, FL 321143304 | PROSPERITY LIFE GROUP | $9K | — | $9K | 10.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA, INC. | PO BOX 745961 ATLANTA, GA 30374 | METLIFE LEGAL PLANS OF FLORIDA | $160 | $98 | $258 | 11.98% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FL INC | 220 S RIDGEWOOD AVE DAYTONA BEACH, FL 32114 | METLIFE LEGAL PLANS OF FLORIDA | $53 | — | $53 | 2.46% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF FL INC. | 2290 LUCIEN WAY STE 400 MAITLAND, FL 32751 | METLIFE LEGAL PLANS OF FLORIDA | — | $19 | $19 | 0.88% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF FLORIDA | 100 RIAL PL SUITE 900 MELBOURNE, FL 32901 | METLIFE LEGAL PLANS OF FLORIDA | — | $10 | $10 | 0.46% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA, INC. | PO BOX 745961 ATLANTA, GA 30374 | METLIFE LEGAL PLANS OF FLORIDA | $95 | $75 | $170 | 15.03% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA, INC. | 220 S. RIDGEWOOD AVENUE DAYTONA BEACH, FL 32114 | METLIFE LEGAL PLANS OF FLORIDA | $30 | — | $30 | 2.65% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF FL INC. | 2290 LUCIEN WAY STE 400 MAITLAND, FL 32751 | METLIFE LEGAL PLANS OF FLORIDA | — | $13 | $13 | 1.15% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 100 RIALTO PLACE STE 900 MELBOURNE, FL 32901 | METLIFE LEGAL PLANS OF FLORIDA | — | $6 | $6 | 0.53% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 677 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 679 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 874 | $4.9M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 874 | $4.9M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 874 | $4.9M |
| Life insurance | STANDARD INSURANCE COMPANY | 694 | $201K |
| Short-term disability | STANDARD INSURANCE COMPANY | 694 | $130K |
| Long-term disability | STANDARD INSURANCE COMPANY | 694 | $193K |
| Other(3 contracts, 2 carriers) | PROSPERITY LIFE GROUP | 261 | $92K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 874 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.