| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THAXTON GROUP, INC.3 | 501 E KENNEDY BLVD STE 1000 TAMPA, FL 33602 | FLORIDA COMBINED LIFE | $31K | — | $31K | 8.27% |
| THAXTON GROUP, INC.3 Filed as: THAXTON GROUP, INC. DBA SHEA B | 501 E KENNEDY BLVD SUITE 1000 TAMPA, FL 33602 | STARMOUNT LIFE INSURANCE COMPANY | $19K | — | $19K | 16.34% |
| MARK F BARRETT LLC3 Filed as: MARK F BARRETT | 14141 46TH ST N STE 1209 CLEARWATER, FL 33762 | STARMOUNT LIFE INSURANCE COMPANY | $9K | — | $9K | 8.05% |
| THAXTON GROUP, INC.3 | 501 E KENNEDY BLVD STE 1000 TAMPA, FL 33602 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $14K | — | $14K | 14.10% |
| THAXTON GROUP, INC.3 | 501 E KENNEDY BLVD STE 1000 TAMPA, FL 33602 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $11K | — | $11K | 14.16% |
| THAXTON GROUP, INC.3 | 501 E KENNEDY BLVD STE 1000 TAMPA, FL 33602 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | — | $9K | 14.12% |
| MARK F BARRETT LLC3 Filed as: MARK F BARRETT | 14141 46TH ST N STE 1209 CLEARWATER, FL 33762 | UNUM INSURANCE COMPANY | $5K | — | $5K | 18.31% |
| THAXTON GROUP, INC.3 Filed as: THAXTON GROUP, INC. DBA SHEA B | 501 E KENNEDY BLVD SUITE 1000 TAMPA, FL 33602 | UNUM INSURANCE COMPANY | $4K | — | $4K | 12.21% |
| WORKSITE AMERICA LLC3 Filed as: WORKSITE AMERICA | 14141 46TH ST N STE 1209 CLEARWATER, FL 33762 | UNUM INSURANCE COMPANY | $885 | — | $885 | 3.06% |
| THAXTON GROUP, INC.3 | 501 E KENNEDY BLVD STE 1000 TAMPA, FL 33602 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 10.34% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 741738 ATLANTA, GA 30374 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $62 | — | $62 | 0.25% |
| MARK F BARRETT LLC3 Filed as: MARK F BARRETT | 14141 46TH ST N STE 1209 CLEARWATER, FL 33762 | UNUM INSURANCE COMPANY | $4K | — | $4K | 17.15% |
| THAXTON GROUP, INC.3 Filed as: THAXTON GROUP, INC. DBA SHEA B | 501 E KENNEDY BLVD SUITE 1000 TAMPA, FL 33602 | UNUM INSURANCE COMPANY | $2K | — | $2K | 11.44% |
| WORKSITE AMERICA LLC3 Filed as: WORKSITE AMERICA | 14141 46TH ST N STE 1209 CLEARWATER, FL 33762 | UNUM INSURANCE COMPANY | $817 | — | $817 | 3.87% |
| MARK F BARRETT LLC3 Filed as: MARK F BARRETT | 14141 46TH ST N STE 1209 CLEARWATER, FL 33762 | UNUM INSURANCE COMPANY | $4K | — | $4K | 19.89% |
| THAXTON GROUP, INC.3 Filed as: THAXTON GROUP, INC. DBA SHEA B | 501 E KENNEDY BLVD SUITE 1000 TAMPA, FL 33602 | UNUM INSURANCE COMPANY | $3K | — | $3K | 13.26% |
| WORKSITE AMERICA LLC3 Filed as: WORKSITE AMERICA | 14141 46TH ST N STE 1209 CLEARWATER, FL 33762 | UNUM INSURANCE COMPANY | $441 | — | $441 | 2.20% |
| THAXTON GROUP, INC.3 | 501 E KENNEDY BLVD STE 1000 TAMPA, FL 33602 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 14.12% |
| THAXTON GROUP, INC.3 | 501 E KENNEDY BLVD STE 1000 TAMPA, FL 33602 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $913 | — | $913 | 11.05% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 741738 ATLANTA, GA 30374 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $20 | — | $20 | 0.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 967 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 30 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,001 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | FLORIDA BLUE | 629 | $4.4M |
| Dental(2 contracts, 2 carriers) | FLORIDA COMBINED LIFE | 650 | $486K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 591 | $114K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,038 | $25K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 184 | $98K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 180 | $62K |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 995 | $997K |
| Other(10 contracts, 3 carriers) | FLORIDA COMBINED LIFE | 1,038 | $724K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,038 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.