| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 3510 N CAUSEWAY BLVD SUITE 300 METAIRIE, LA 700023531 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $49K | $10K | $58K | 2.95% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD SUITE 300 METAIRIE, LA 700023531 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $37K | $5K | $42K | 4.58% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 CAUSEWAY BLVD SUITE 300 METAIRIE, LA 700023531 | HUMANADENTAL INSURANCE COMPANY | $4K | $10K | $13K | 6.16% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | P.O. BOX 6650 METAIRIE, LA 700096650 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | $5K | $14K | 15.28% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD 301 SUITE 300 METAIRIE, LA 700023531 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $3K | $2K | $5K | 10.17% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | P.O. BOX 6650 METAIRIE, LA 700096650 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $1K | $5K | 19.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | P.O. BOX 6650 METAIRIE, LA 700096650 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $655 | $2K | 15.45% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | P.O. BOX 6650 METAIRIE, LA 700096650 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $742 | $400 | $1K | 15.39% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 333 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 333 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 197 | $2.9M |
| Dental | HUMANADENTAL INSURANCE COMPANY | 337 | $215K |
| Vision | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 337 | $48K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 333 | $19K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 333 | $95K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 145 | $24K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 333 | $19K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 337 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.