| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BXS INSURANCE INC3 Filed as: BXS INSURANCE INC. | P.O. BOX 3809 BATON ROUGE, LA 708213809 | UNITEDHEALTHCARE INSURANCE COMPANY | $27K | — | $27K | 3.70% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N. CAUSEWAY BLVD., SUITE 300 METAIRIE, LA 700023531 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.29% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE INC. | 4041 ESSEN LN., STE. 400 BATON ROUGE, LA 708097318 | METROPOLITAN LIFE INSURANCE COMPANY | $26K | $1K | $27K | 11.71% |
| DEEP SOUTH BENEFIT CONSULTING LLC3 | 1440 HIGHWAY 51 PONCHATOULA, LA 704546371 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 2.82% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | P.O. BOX 6650 METAIRIE, LA 700096650 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 1.93% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 16253 COLLECTION CENTER DR. 40 W MADISON 4TH FL BANK OF AMER. CHICAGO, IL 606930162 | METROPOLITAN LIFE INSURANCE COMPANY | — | $393 | $393 | 0.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 190 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 191 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 86 | $717K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 213 | $234K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 213 | $234K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 213 | $234K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 213 | $234K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 213 | $234K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 86 | $717K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 213 | $234K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 213 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.