| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J WEINER ASSOC INC | 2961 CENTERVILLE RD # 300 WILMINGTON, DE 19808 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $5K | $1K | $7K | 12.42% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J WEINER ASSOC INC | 2961 CENTERVILLE RD # 300 WILMINGTON, DE 19808 | EYEMED VISION CARE | $460 | $0 | $460 | 9.02% |
| MID ATLANTIC BENEFITS GROUP LLC3 | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MA 21078 | TRANSAMERICA LIFE INSURANCE COMPANY | $145 | $0 | $145 | 12.92% |
| CHARLES SAULSBERY3 Filed as: CHARLES L SAULSBERY | PO BOX 5320 WILMINGTON, DE 19808 | TRANSAMERICA LIFE INSURANCE COMPANY | $78 | $0 | $78 | 6.95% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK OF DELAWARE EIN 51-0020405 ADMIN | Claims processing Service code 12 | — | $7K |
| WEINER BENEFITS GROUP BROKER | Insurance agents and brokers Service code 22 | 2961 CENTERVILLE RD # 300 WILMINGTON, DE 19808 | $7K |
| THE BENECON GROUP, LLC EIN 23-1315351 BROKER | Insurance agents and brokers Service code 22 | — | $6K |
| CONNECTCARE 3 EIN 26-1768616 PATIENT ADVOCATE | Other services Service code 49 | — | $1K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 104 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 104 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 104 | $53K |
| Vision | EYEMED VISION CARE | 79 | $5K |
| Life insurance(2 contracts, 2 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 104 | $54K |
| Short-term disability | TRANSAMERICA LIFE INSURANCE COMPANY | 1 | $1K |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 68 | $58K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 104 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.