| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT A PEEL3 | 14212 VESTAL COURT CARMEL, IN 46038 | COMPANION LIFE INSURANCE COMPANY | $5K | $639 | $5K | 10.27% |
| ROBERT A PEEL3 Filed as: ROBERT A. PEEL | 14212 VESTAL COURT CARMEL, IN 46033 | COMPANION LIFE INSURANCE COMPANY | $2K | — | $2K | 7.81% |
| INSURANCE BROKERAGE ALTERNATIVE3 Filed as: INSURANCE BROKERAGE ALTERNATIVE LLC | 14212 VESTAL COURT CARMEL, IN 46033 | COMPANION LIFE INSURANCE COMPANY | $828 | — | $828 | 3.91% |
| MELISSA K BARNHART3 | 17819 COMMERCE DRIVE WESTFIELD, IN 46074 | AMERICAN GENERAL LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| INSURANCE BROKERAGE ALTERNATIVE3 Filed as: INSURANCE BROKERAGE | 14212 VESTAL COURT CARMEL, IN 46033 | AMERICAN GENERAL LIFE INSURANCE COMPANY | $467 | — | $467 | 4.34% |
| ROBERT A PEEL3 Filed as: ROBERT A. PEEL | 14212 VESTAL COURT CARMEL, IN 46033 | COMPANION LIFE INSURANCE COMPANY | $680 | — | $680 | 9.92% |
| INSURANCE BROKERAGE ALTERNATIVE3 Filed as: INSURANCE BROKERAGE ALTERNATIVE LLC | 14212 VESTAL COURT CARMEL, IN 46033 | COMPANION LIFE INSURANCE COMPANY | $340 | — | $340 | 4.96% |
| INSURANCE BROKERAGE ALTERNATIVE3 | 14212 VESTAL COURT CARMEL, IN 46033 | PRE-PAID LEGAL SERVICES, INC DBA LEGALSHIELD | $30 | — | $30 | 5.89% |
| KENNETH W JACKSON II3 | 520 MORSE LANDING DRIVE CICERO, IN 46034 | PRE-PAID LEGAL SERVICES, INC DBA LEGALSHIELD | $24 | — | $24 | 4.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 120 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 120 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | COMPANION LIFE INSURANCE COMPANY | 58 | $21K |
| Vision | COMPANION LIFE INSURANCE COMPANY | 47 | $7K |
| Life insurance(2 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY | 160 | $61K |
| Stop-loss / reinsurancereinsurance | TIME INSURANCE COMPANY | 46 | $308K |
| Other(3 contracts, 3 carriers) | COMPANION LIFE INSURANCE COMPANY | 160 | $61K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 160 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.