| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES D. COLLIER & COMPANY3 Filed as: JAMES D COLLIER III | 606 SOUTH MENDENHALL SUITE 200 MEMPHIS, TN 38117 | BLUECROSS BLUESHIELD OF TENNESSEE, INC | $23K | — | $23K | 5.81% |
| FREDERICK VANN3 Filed as: FREDERICK VANN III | 3725 CHAMPION HILLS DRIVE SUITE 3300 MEMPHIS, TN 38125 | BLUECROSS BLUESHIELD OF TENNESSEE, INC | $5K | — | $5K | 1.13% |
| JAS D COLLIER & CO3 Filed as: JAS. D COLLIER & COMPANY | 606 SOUTH MENDENHALL ROAD SUITE MEMPHIS, TN 38117 | DELTA DENTAL OF TENNESSEE | $4K | — | $4K | 6.72% |
| STREAMLINE ENTERPRISES LLC3 Filed as: STREAMLINE ENTERPRISES | 3725 CHAMPION HILL DRIVE SUITE 3300 MEMPHIS, TN 38125 | DELTA DENTAL OF TENNESSEE | $2K | — | $2K | 3.28% |
| JAS D COLLIER & CO DBA COLLIER INS3 Filed as: JAS. D. COLLIER &CO DBA COLLIER INS | 606 SOUTH MENDENHALL SUITE 200 MEMPHIS, TN 38117 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 14.91% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 4.97% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $123 | $123 | 0.58% |
| JAS D COLLIER & CO DBA COLLIER INS3 Filed as: JAS. D. COLLIER &CO DBA COLLIER INS | 606 SOUTH MENDENHALL SUITE 200 MEMPHIS, TN 38117 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $993 | — | $993 | 5.00% |
| GIS BENEFITS INC3 Filed as: GIS | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $141 | $141 | 0.71% |
| JAS D COLLIER & CO DBA COLLIER INS3 Filed as: JAS. D. COLLIER &CO DBA COLLIER INS | 606 SOUTH MENDENHALL SUITE 200 MEMPHIS, TN 38117 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $837 | — | $837 | 5.00% |
| GIS BENEFITS INC3 Filed as: GIS | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $119 | $119 | 0.71% |
| JAS D COLLIER & CO3 Filed as: JAS D COLLIER & COMPANY | 606 SOUTH MENDENHALL ROAD SUITE MEMPHIS, TN 38117 | DELTA DENTAL OF TENNESSEE | $461 | — | $461 | 6.69% |
| STREAMLINE ENTERPRISES LLC3 Filed as: STREAMLINE ENTERPRISES | 3725 CHAMPION HILLS DRIVE SUITE 3300 MEMPHIS, TN 38125 | DELTA DENTAL OF TENNESSEE | $228 | — | $228 | 3.31% |
| GROUP BENEFITS LTD3 Filed as: GROUP BENEFITS LLC | 855 RIDGELAKE BOULEVARD SUITE 410 MEMPHIS, TN 38120 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $602 | — | $602 | 10.01% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $301 | — | $301 | 5.00% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | 3 PARKWAY NORTH SUITE 500 DEERFIELD, IL 60015 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $46 | $46 | 0.76% |
| GIS BENEFITS INC3 Filed as: GIS | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $37 | $37 | 0.62% |
| BENEFIT ADVISORS NETWORK LLC3 | 6830 COCHRAN ROAD SOLON, OH 44139 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $6 | $6 | 0.10% |
| GROUP BENEFITS LTD3 Filed as: GROUP BENEFITS LLC | 855 RIDGELAKE BOULEVARD SUITE 410 MEMPHIS, TN 38120 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $504 | — | $504 | 10.00% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $252 | — | $252 | 5.00% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | 3 PARKWAY NORTH SUITE 500 DEERFIELD, IL 60015 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $34 | $34 | 0.67% |
| GIS BENEFITS INC3 Filed as: GIS | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $27 | $27 | 0.54% |
| BENEFIT ADVISOR NETWORK LLC3 | 6830 COCHARN ROAD SOLON, OH 44139 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $9 | $9 | 0.18% |
| GROUP BENEFITS LTD3 Filed as: GROUP BENEFITS LLC | 855 RIDGELAKE BOULEVARD SUITE 410 MEMPHIS, TN 38120 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $476 | — | $476 | 10.01% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $238 | — | $238 | 5.00% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | 3 PARKWAY NORTH SUITE 500 DEERFIELD, IL 60015 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $27 | $27 | 0.57% |
| GIS BENEFITS INC3 Filed as: GIS | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $22 | $22 | 0.46% |
| BENEFIT ADVISOR NETWORK LLC3 | 6830 COCHARN ROAD SOLON, OH 44139 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $6 | $6 | 0.13% |
| JAS D COLLIER & CO DBA COLLIER INS3 Filed as: JAS. D. COLLIER &CO DBA COLLIER INS | 606 SOUTH MENDENHALL SUITE 200 MEMPHIS, TN 38117 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $401 | — | $401 | 15.00% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $134 | — | $134 | 5.01% |
| GIS BENEFITS INC3 Filed as: GIS | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $15 | $15 | 0.56% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 119 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 119 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TENNESSEE, INC | 77 | $401K |
| Dental | DELTA DENTAL OF TENNESSEE | 137 | $57K |
| Vision | DELTA DENTAL OF TENNESSEE | 139 | $7K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 103 | $21K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 96 | $17K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 96 | $20K |
| Other(5 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 103 | $40K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 139 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.