| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP, INC. | 7310 N. 16TH STREET PHOEIX, AZ 850205258 | UNITED HEALTHCARE | $24K | $0 | $24K | 2.13% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP, INC. - TUCSON | 5110 N 40TH ST SUITE 234 PHOENIX, AZ 85018 | UNITED HEALTHCARE | $24K | $0 | $24K | 2.13% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP, INC. | 5110 N 40TH STREET STE 234 PHOENIX, AZ 85018 | UNITED HEALTHCARE | $0 | $0 | $0 | 0.00% |
| CREST INSURANCE GROUP LLC3 Filed as: CREST INSURANCE GROUP, LLC | 5285 EAST WILLIAMS CIRCLE DRIVE STE 4500 TUCSON, AZ 85711 | TRANSAMERICA LIFE INSURANCE COMPANY | $8K | $0 | $8K | 11.55% |
| PARAGON PARTNERS LTD3 Filed as: PARAGON PARTNERS LIMITED | 9420 E DOUBLETREE RANCH ROAD STE C-103 SCOTTSDALE, AZ 85258 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 4.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 159 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 159 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITED HEALTHCARE | 376 | $1.2M |
| Dental(2 contracts) | UNITED HEALTHCARE | 376 | $1.2M |
| Vision | UNITED HEALTHCARE | 376 | $1.1M |
| Life insurance | UNITED HEALTHCARE | 159 | $112K |
| Short-term disability | UNITED HEALTHCARE | 159 | $112K |
| Long-term disability | UNITED HEALTHCARE | 159 | $112K |
| Other | UNITED HEALTHCARE | 159 | $112K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 376 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.