| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL GLOBAL BENEFITS, INC. | 6851 JERICHO TURNPIKE SUITE 270 SYOSSET, NY 11791 | ANTHEM HEALTH PLANS OF KENTUCKY INC. | $629K | — | $629K | 3.80% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL GLOBAL BENEFITS, INC. | 6851 JERICHO TURNPIKE SUITE 270 SYOSSET, NY 117914454 | BLUE SHIELD OF CALIFORNIA | — | $53K | $53K | 5.26% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIF INSURANCE SERVICES INC | 32110 AGOURA RD WESTLAKE VILLAGE, CA 91361 | BLUE SHIELD OF CALIFORNIA | — | $21K | $21K | 2.11% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL GLOBAL BENEFITS, INC. | 6851 JERICHO TURNPIKE SUITE 270 SYOSSET, NY 11791 | ANTHEM LIFE INSURANCE COMAPANY | $48K | — | $48K | 8.54% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL GLOBAL BENEFITS, INC. | 6851 JERICHO TURNPIKE SUITE 270 SYOSSET, NY 11791 | UNICARE LIFE & HEALTH INC. | $44K | — | $44K | 8.54% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL GLOBAL BENEFITS, INC. | 6851 JERICHO TURNPIKE SUITE 270 SYOSSET, NY 11791 | COMBINED INSURANCE | $49K | — | $49K | 10.04% |
| ENROLLMENT SOLUTIONS LTD3 Filed as: ENROLLMENT MANAGEMENT SERVICE | — | COMBINED INSURANCE | $41K | — | $41K | 8.45% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY | — | COMBINED INSURANCE | $572 | — | $572 | 0.12% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | PO BOX 95000 LB#1803 PHILADELPHIA, PA 19195 | COMBINED INSURANCE | $85K | — | $85K | 18.14% |
| BENEFITS ALL IN LLC3 | 693 MIANMI AVENUE SUITE 100 CINCINNATI, OH 45243 | COMBINED INSURANCE | $82K | — | $82K | 17.54% |
| ENROLLMENT MANAGEMENT SERVICES3 | — | COMBINED INSURANCE | $2K | — | $2K | 0.41% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY | — | COMBINED INSURANCE | $902 | — | $902 | 0.19% |
| WORLD INSURANCE ASSOCIATES LLC3 | 656 SHREWSBURY AVENUE SUITE 200 TINTON FALLS, NJ 07701 | METLIFE LEGAL PLANS | $3K | — | $3K | 5.23% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | PO BOX 95000 LOCKBOX 1803 PHILADELPHIA, PA 19195 | METLIFE LEGAL PLANS | $3K | — | $3K | 4.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,758 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 28 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,786 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | ANTHEM HEALTH PLANS OF KENTUCKY INC. | 3,160 | $18.2M |
| Dental | ANTHEM HEALTH PLANS OF KENTUCKY INC. | 3,160 | $16.6M |
| Vision | ANTHEM HEALTH PLANS OF KENTUCKY INC. | 3,160 | $16.6M |
| Life insurance | ANTHEM LIFE INSURANCE COMAPANY | 3,758 | $564K |
| Short-term disability | UNICARE LIFE & HEALTH INC. | 3,153 | $514K |
| Long-term disability | ANTHEM LIFE INSURANCE COMAPANY | 3,758 | $564K |
| Prescription drug | BLUE SHIELD OF CALIFORNIA | 139 | $1.0M |
| Other(3 contracts, 2 carriers) | COMBINED INSURANCE | 3,362 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,758 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.