| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 4411 98TH ST STE 310 LUBBOCK, TX 79424 | HEALTH CARE SERVICE CORPORATION DBA BLUE CROSS BLUE SHIELD OF TEXAS | $25K | — | $25K | 0.48% |
| DOUGLAS L HENDRICK3 | 4202 AVE Q LUBBOCK, TX 79412 | HEALTH CARE SERVICE CORPORATION DBA BLUE CROSS BLUE SHIELD OF TEXAS | $10K | — | $10K | 0.20% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL 16TH FLOOR DALLAS, TX 75231 | DEARBORN LIFE INSURANCE COMPANY | $18K | — | $18K | 15.00% |
| CHRISTOPHER MICHAEL MENDEZ3 Filed as: CHRISTOPHER MENDEZ AND OTHER AGENTS | 6102 COPPER SKY COURT MIDLAND, TX 79705 | AFLAC | $8K | $530 | $9K | 9.38% |
| BRENDA MEACHAM3 Filed as: BRENDA L. MEACHAM | 200 EAST GARY BOULEVARD CLINTON, OK 73601 | AFLAC | $2K | $137 | $2K | 2.54% |
| DOUG MOSLEY INC3 Filed as: DOUG MOSLEY, INC. | 709 RIVERFALLS ROAD SAN ANGELO, TX 76903 | AFLAC | $2K | $145 | $2K | 2.25% |
| ROXY DODD GARTON3 | 10448 SAN CLEMENTE DRIVE PAINT ROCK, TX 76866 | AFLAC | $2K | $0 | $2K | 1.78% |
| KAILA BARGEE-LOVING3 | 10391 COUNTY ROAD, SUITE 397 SNYDER, TX 79549 | AFLAC | $1K | $176 | $1K | 1.38% |
| BLESSED MOSLEY INC3 Filed as: BLESSED MOSLEY, INC. | 709 RIVERFALLS ROAD SAN ANGELO, TX 76903 | AFLAC | $903 | $147 | $1K | 1.15% |
| RODGER LINCOLN WELLS3 | 415 WEST WALL STREET, SUITE 1818 MIDLAND, TX 79701 | AFLAC | $910 | $0 | $910 | 1.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 4411 98TH ST STE 200 LUBBOCK, TX 79424 | AMERITAS LIFE INSURANCE CORP | $4K | — | $4K | 10.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LN FL 16 DALLAS, TX 75231 | AMERITAS LIFE INSURANCE CORP | — | $3K | $3K | 6.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 111 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 111 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH CARE SERVICE CORPORATION DBA BLUE CROSS BLUE SHIELD OF TEXAS | 778 | $5.2M |
| Dental | HEALTH CARE SERVICE CORPORATION DBA BLUE CROSS BLUE SHIELD OF TEXAS | 778 | $5.2M |
| Vision | AMERITAS LIFE INSURANCE CORP | 415 | $41K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 139 | $119K |
| Prescription drug | HEALTH CARE SERVICE CORPORATION DBA BLUE CROSS BLUE SHIELD OF TEXAS | 778 | $5.2M |
| Other(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 139 | $210K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 778 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.