| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 10333 E 21ST ST N, SUITE 104 WICHITA, KS 67206 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $34K | — | $34K | 9.12% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2850 W GOLD ROAD ROLLING MEADOWS, IL 60008 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $9K | $9K | 2.28% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS - WICHITA | 10333 E 21ST ST N, SUITE 104 WICHITA, KS 67206 | DELTA DENTAL OF KANSAS, INC. | $23K | — | $23K | 7.73% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 10333 E 21ST ST N, SUITE 104 WICHITA, KS 67206 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $32K | — | $32K | 22.74% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2850 W GOLF ROAD ROLLING MEADOWS, IL 60008 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $3K | $3K | 2.27% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2580 GOLF RD, SUITE 1000 ROLLING MEADOWS, IL 60008 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13K | — | $13K | 12.65% |
| CALEB GILMOUR3 | 220 SWEETGUM CT ANDOVER, KS 67002 | CONTINENTAL AMERICAN INSURANCE COMPANY | $322 | — | $322 | 0.32% |
| JOHN E WETIG3 Filed as: JOHN E WETIG JR | 103 S ROUPP ST HESSTON, KS 67062 | CONTINENTAL AMERICAN INSURANCE COMPANY | $238 | — | $238 | 0.24% |
| BRIAN M LEITZEL3 | PO BOX 162 CHENEY, KS 67025 | CONTINENTAL AMERICAN INSURANCE COMPANY | $162 | — | $162 | 0.16% |
| MICHAEL D CHRISMAN3 | 12014 E MAINGATE ST WICHITA, KS 67226 | CONTINENTAL AMERICAN INSURANCE COMPANY | $93 | — | $93 | 0.09% |
| JUSTIN C CARSON3 | 13614 E MOUNT VERNON RD WICHITA, KS 67230 | CONTINENTAL AMERICAN INSURANCE COMPANY | $60 | — | $60 | 0.06% |
| KATHY A WIEDEMANN3 | 229 E. WILLIAM #501 WICHITA, KS 67202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $50 | — | $50 | 0.05% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| CHRISTIOPHER THOMAS HIPP3 | 718 MAIN ST SUITE 205 HAYS, KS 67601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES | 10333 E 21ST ST N, SUITE 104 WICHITA, KS 67206 | SURENCY LIFE AND HEALTH | $6K | — | $6K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 10333 E 21ST ST N, SUITE 104 WICHITA, KS 67206 | SURENCY LIFE AND HEALTH | $326 | — | $326 | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 491 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 492 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF KANSAS, INC. | 387 | $298K |
| Vision(2 contracts) | SURENCY LIFE AND HEALTH | 360 | $66K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 491 | $517K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 491 | $375K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 491 | $375K |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 491 | $616K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 491 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.