| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 301 CONGRESS AVE STE 1000 AUSTIN, TX 78701 | HUMANA INSURANCE COMPANY | $15K | — | $15K | 6.25% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC-TRION | 2300 RENAISSANCE BLVD KNG OF PRUSSA, PA 19406 | HUMANA INSURANCE COMPANY | $11K | $500 | $12K | 4.79% |
| MARSH & MCLENNAN AGENCY LLC3 | 301 CONGRESS AVE STE 1000 AUSTIN, TX 78701 | HUMANA INSURANCE COMPANY | $3K | — | $3K | 6.23% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC-TRION | 2300 RENAISSANCE BLVD KNG OF PRUSSA, PA 19406 | HUMANA INSURANCE COMPANY | $2K | $500 | $3K | 5.63% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 563 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 146 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 711 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 847 | $3.0M |
| Dental | HUMANA INSURANCE COMPANY | 428 | $244K |
| Vision | HUMANA INSURANCE COMPANY | 367 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 847 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.