| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 | 2301 OHIO STREET SUITE 260 PLANO, TX 75093 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $35K | $35K | 2.45% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 8144 WALNUT HILL LANE SUITE 1600 DALLAS, TX 75231 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $23K | $23K | 1.58% |
| FOSTER BENEFIT RESOURCES INC3 | 14911 QUORUM DRIVE SUITE 100 DALLAS, TX 75254 | UNITEDHEALTHCARE INSURANCE COMPANY | $11K | $0 | $11K | 0.78% |
| ASSUREDPARTNERS3 | 2301 OHIO DRIVE SUITE 260 PLANO, TX 75093 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $0 | $14K | 7.35% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 2500 CITYWEST BOULEVARD SUITE 2400 HOUSTON, TX 77042 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $40 | $6K | 3.26% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 250 PEHLE AVENUE SUITE 400 SADDLE BROOK, NJ 07663 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $845 | $845 | 0.45% |
| ASSUREDPARTNERS3 | 2301 OHIO STREET SUITE 260 PLANO, TX 75093 | COMPANION LIFE INSURANCE COMPANY | $12K | $0 | $12K | 8.61% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 8144 WALNUT HILL LANE SUITE 15 DALLAS, TX 75231 | COMPANION LIFE INSURANCE COMPANY | $5K | $0 | $5K | 3.46% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 268 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 268 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 249 | $1.6M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 631 | $189K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 631 | $189K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 631 | $189K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 631 | $189K |
| Prescription drug(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 249 | $1.6M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 631 | $189K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 631 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.