| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS INC. | 4695 MACARTHUR COURT, SUITE 600 NEWPORT BEACH, CA 92660 | AETNA LIFE INSURANCE COMPANY | — | $3K | $3K | 0.24% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS INC. | 4695 MACARTHUR COURT, SUITE 600 NEWPORT BEACH, CA 92660 | METROPOLITAN LIFE INSURANCE COMPANY | — | $39K | $39K | 4.73% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS INC. | 4695 MACARTHUR COURT, SUITE 600 NEWPORT BEACH, CA 92660 | METROPOLITAN LIFE INSURANCE COMPANY | $20K | $3K | $23K | 23.06% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS INC. | 4695 MACARTHUR COURT, SUITE 600 NE NEWPORT BEACH, CA 92660 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | $3K | $19K | 23.89% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS INC. | 4695 MACARTHUR COURT, SUITE 600 NE NEWPORT BEACH, CA 92660 | METROPOLITAN LIFE INSURANCE COMPANY | — | $3K | $3K | 4.62% |
| VERNON W HOLLEMAN JR. & CO.3 Filed as: VERNON W HOLLMAN JR | 800 E CANAL STREET, STE 190 RICHMOND, VA 23219 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $414 | — | $414 | 4.01% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH STREET, STE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $40 | $40 | 0.39% |
| SCHAEFFER, FREDERICK CHAS3 | PO BOX 171368 MEMPHIS, TN 38137 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $148 | — | $148 | 2.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 796 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 24 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 820 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE COMPANY | 1,941 | $1.3M |
| Vision | AETNA LIFE INSURANCE COMPANY | 1,941 | $1.3M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,358 | $816K |
| Short-term disability(4 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,358 | $894K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,358 | $816K |
| Other(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 1,358 | $993K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,941 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.