| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ONEGROUP NY INC3 | 706 N CLINTON ST SYRACUSE, NY 13204 | EXCELLUS BLUE CROSS BLUE SHIELD | $123K | $0 | $123K | 2.21% |
| PETER DERRENBACKER3 | 34 ASPEN PARK BLVD E SYRACUSE, NY 13057 | NORTHWESTERN MUTUAL | $8K | $2K | $10K | 2.46% |
| M C DOOLITTLE GROUP LLC3 | 34 ASPEN PARK BLVD E SYRACUSE, NY 13057 | NORTHWESTERN MUTUAL | $2K | $195 | $2K | 0.44% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | 1933 STATE ROUTE 35 STE 368 WALL, NJ 07719 | HARTFORD LIFE AND ACCIDENT | $4K | $15K | $19K | 7.78% |
| ONEGROUP NY INC3 | 706 N CLINTON ST SYRACUSE, NY 13204 | HARTFORD LIFE AND ACCIDENT | $885 | $0 | $885 | 0.37% |
| ONEGROUP NY INC3 Filed as: ONEGROUP NY INC. | 706 N CLINTON ST SYRACUSE, NY 132041327 | VISION SERVICE PLAN | $2K | $0 | $2K | 3.25% |
| GARY WELTMANN3 Filed as: GARY F WELTMANN | PO BOX 59816 POTOMAC, MD 208599816 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | $2K | $12K | 25.23% |
| ANDREW THOMAS3 | 4802 BURRSTONE RD SYRACUSE, NY 13215 | AFLAC | $694 | $0 | $694 | 3.08% |
| ONEGROUP NY INC3 | 706 N CLINTON ST SYRACUSE, NY 13204 | AFLAC | $529 | $0 | $529 | 2.35% |
| MARISSA TARBY3 | 37 UNION ST AUBURN, NY 13021 | AFLAC | $510 | $0 | $510 | 2.27% |
| JOSEPH P CALARCO3 | PO BOX 130 AUBURN, NY 13021 | AFLAC | $400 | $8 | $408 | 1.81% |
| NICHOLAS CALARCO3 | 120 E WASHINGTON ST STE 822 SYRACUSE, NY 13202 | AFLAC | $283 | $50 | $333 | 1.48% |
| KRISTOPHER TOMPKINS3 | 3686 E GENESEE STREET RD AUBURN, NY 13021 | AFLAC | $170 | $12 | $182 | 0.81% |
| S BEIN INC3 | 8676 SW CARRARA WAY PORT ST LUCIE, FL 34987 | AFLAC | $162 | $0 | $162 | 0.72% |
| LAURA ANNE CALARCO3 | 340 HORSE CREEK DR APT 208 NAPLES, FL 34110 | AFLAC | $154 | $0 | $154 | 0.68% |
| JENNIFER DICK3 | 891 BABCOCK LAKE RD PETERSBURG, NY 12138 | AFLAC | $78 | $0 | $78 | 0.35% |
| JM BRASSILL GROUP INC3 | 1 HUNTINGTON QUAD STE 1S07 MELVILLE, NY 11747 | AFLAC | $57 | $0 | $57 | 0.25% |
| MARA ANNE GILLANI3 | 2848 N MYERS ST BURBANK, CA 91504 | AFLAC | $55 | $0 | $55 | 0.24% |
| TIMOTHY SMITH3 | 11 LOCUST ST AUBURN, NY 13021 | AFLAC | $43 | $0 | $43 | 0.19% |
| DOUGLAS MEIER3 Filed as: DOUGLAS R MEIER | 23 ROCKLEDGE TER POMPTON PLAINS, NJ 07444 | AFLAC | $38 | $0 | $38 | 0.17% |
| JEFF DALABA3 | 8500 GILLY FLOWER CT BALDWINSVILLE, NY 13027 | AFLAC | $35 | $0 | $35 | 0.16% |
| DAVID GIBIDES3 | 2305 LIBERTY CT NORRISTOWN, PA 19403 | AFLAC | $35 | $0 | $35 | 0.16% |
| WALLACE M MCRAE JR3 | 4584 BROOKHILL DR S MANLIUS, NY 13104 | AFLAC | $27 | $0 | $27 | 0.12% |
| MICHAEL P FARLEY3 | 5586 MAIN ST STE 209 WILLIAMSVILLE, NY 14221 | AFLAC | $24 | $0 | $24 | 0.11% |
| USI INSURANCE SERVICES LLC3 | 800 STATE ST STE 500 ERIE, PA 16501 | AFLAC | $24 | $0 | $24 | 0.11% |
| DANIEL GOETZMANN3 Filed as: DANIEL S GOETZMANN | 1001 W FAYETTE ST STE 3B SYRACUSE, NY 13204 | AFLAC | $22 | $0 | $22 | 0.10% |
| MARY FRANCES CARLTON3 | 3824 HOGAN RD VERNON CENTER, NY 13477 | AFLAC | $14 | $0 | $14 | 0.06% |
| STEPHEN R CONNORS3 | 6485 RANDALL RD SYRACUSE, NY 13214 | AFLAC | $11 | $0 | $11 | 0.05% |
| STEVEN E DALABA3 | 7683 SEDGEWICK RIDGE RD LEWISVILLE, NC 27023 | AFLAC | $9 | $0 | $9 | 0.04% |
| KELLY A IRVINE3 | 15801 WHITE ORCHID LN FORT MYERS, FL 33908 | AFLAC | $6 | $0 | $6 | 0.03% |
| MY BENEFIT ADVISOR LLC3 | 669 RIVER DRIVE CENTER II SUITE 305 ELMWOOD PARK, NJ 07407 | AFLAC | $5 | $0 | $5 | 0.02% |
| BRAD JONES AND ASSOCIATES INC3 | 19 BRITISH AMERICAN BLVD W LATHAM, NY 12110 | AFLAC | $4 | $0 | $4 | 0.02% |
| GREGORY A KRAUZA3 | 35 E MAIN ST STE 2 FREDONIA, NY 14063 | AFLAC | $4 | $0 | $4 | 0.02% |
| DAVID B PERLEE3 | 1989 NEPTUNE DR ENGLEWOOD, FL 34223 | AFLAC | $1 | $0 | $1 | 0.00% |
| LAURIE L SMITH3 | 577 TRUESDALE HILL RD LAKE GEORGE, NY 12845 | AFLAC | $1 | $0 | $1 | 0.00% |
| ANDREW THOMAS3 Filed as: ANDREW C THOMAS | 101 OLD COVE RD STE 114 LIVERPOOL, NY 13090 | AFLAC | $130 | $0 | $130 | 5.02% |
| LAURA ANNE CALARCO3 | 340 HORSE CREEK DR APT 208 NAPLES, FL 34110 | AFLAC | $51 | $0 | $51 | 1.97% |
| JOSEPH P CALARCO3 | PO BOX 130 AUBURN, NY 13021 | AFLAC | $40 | $0 | $40 | 1.54% |
| ROGERS BENEFIT GROUP INC3 Filed as: MELANIE MARIE ROGERS | 14027 DANPARK LOOP FORT MYERS, FL 33912 | AFLAC | $25 | $0 | $25 | 0.96% |
| JAMIE HARTT3 | 29323 PELICAN DR PUNTA GORDA, FL 33982 | AFLAC | $5 | $0 | $5 | 0.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 536 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 50 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 586 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | EXCELLUS BLUE CROSS BLUE SHIELD | 363 | $5.5M |
| Vision | VISION SERVICE PLAN | 313 | $59K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 507 | $242K |
| Long-term disability | NORTHWESTERN MUTUAL | 558 | $415K |
| Prescription drug | EXCELLUS BLUE CROSS BLUE SHIELD | 363 | $5.5M |
| Other(4 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 507 | $316K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 558 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.