Welfare broker

JM BRASSILL GROUP INC

Mailing address (most recent filing)

1 HUNTINGTON QUADRANGLE, SUITE 4N10

MELVILLE, NY 11747

Carrier mix

Where JM BRASSILL GROUP INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	2	$536K	40.0%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$15.7M	20.0%
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$152K	20.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$1.9M	20.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	3	$17.8M	0.1%	11.89x
NJ	2	$536K	0.1%	18.55x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JM BRASSILL GROUP INC's plans by broker comp / premium ratio. Median 10.49% vs welfare-wide median 6.29% (n=5).

Prospect-flag exposure · vs market baseline

Share of JM BRASSILL GROUP INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-5 of 5 sponsors where JM BRASSILL GROUP INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TRUE NORTH HUMAN CAPITAL LLC TRUE NORTH HUMAN CAPITAL, LLC HEALTH AND WELFARE PLAN	NY	$15.7M	$505K	UNITEDHEALTHCARE INSURANCE COMPANY
APPLIED BEHAVIOR HEALTH MANAGEMENT KIDZ THERAPY	NY	$1.9M	$124K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
INDEGENE, INC. INDEGENE WELFARE BENEFITS PLAN	NJ	$408K	$66K	UNUM LIFE INSURANCE COMPANY OF AMERICA
SAGE PARTS PLUS, INC. SAGE PARTS PLUS, INC. HEALTH AND WELFARE PLAN	NY	$152K	$24K	SUN LIFE AND HEALTH INSURANCE COMPANY
CULT HEALTH, LLC CULT HEALTH, LLC WELFARE BENEFITS PLAN	NJ	$128K	$13K	FIRST UNUM LIFE INSURANCE COMPANY