| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WORKFORCE TACTIX3 | 954 RIDGEBROOK RD., STE. 200 SPARKS, MD 21152 | CAREFIRST BLUECHOICE, INC. | $20K | $6K | $26K | 2.77% |
| CRAWFORD ADVISORS, LLC3 Filed as: CRAWFORD ADVISORS LLC | 200 INTERNATIONAL CIRCLE, SUITE 450 HUNT VALLEY, MD 21031 | CAREFIRST BLUECHOICE, INC. | $6K | — | $6K | 0.61% |
| WORKFORCE TACTIX3 | 954 RIDGEBROOK ROAD, SUITE 200 SPARKS, MD 21152 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $295 | $3K | 2.96% |
| CRAWFORD ADVISORS, LLC3 Filed as: CRAWFORD ADVISORS LLC | 200 INTERNATIONAL CIRCLE HUNT VALLEY, MD 21030 | METROPOLITAN LIFE INSURANCE COMPANY | $721 | — | $721 | 0.72% |
| WORKFORCE TACTIX3 | 954 RIDGEBROOK ROAD, SUITE 200 SPARKS, MD 21152 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $5K | 9.03% |
| CRAWFORD ADVISORS, LLC3 Filed as: CRAWFORD ADVISORS LLC | 200 INTERNATIONAL CIRCLE, STE 4500 HUNT VALLEY, MD 21030 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 3.56% |
| WORKFORCE TACTIX3 | 954 RIDGEBROOK ROAD, SUITE 200 SPARKS, ME 21152 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $5K | 8.91% |
| CRAWFORD ADVISORS, LLC3 Filed as: CRAWFORD ADVISORS LLC | 200 INTERNATIONAL CIRCLE, STE 4500 HUNT VALLEY, MD 21030 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 2.85% |
| WORKFORCE TACTIX3 | 954 RIDGEBROOKE ROAD, SUITE 200 SPARKS, MD 21152 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $3K | 7.21% |
| CRAWFORD ADVISORS, LLC3 Filed as: CRAWFORD ADVISORS LLC | 200 INTERNATIONAL CIRCLE, STE 4500 HUNT VALLEY, MD 21030 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 3.59% |
| WORKFORCE TACTIX3 | 954 RIDGEBROOK ROAD, SUITE 200 SPARKS, MD 21152 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $910 | $784 | $2K | 11.35% |
| CRAWFORD ADVISORS, LLC3 Filed as: CRAWFORD ADVISORS LLC | 200 INTERNATIONAL CIRCLE, STE 4500 HUNT VALLEY, MD 21030 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $582 | — | $582 | 3.90% |
| WORKFORCE TACTIX3 | 954 RIDGEBROOK ROAD, SUITE 200 SPARKS, MD 21152 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| WORKFORCE TACTIX3 | 954 RIDGEBROOK ROAD, SUITE 200 SPARKS, MD 21152 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $900 | — | $900 | 10.01% |
| WORKFORCE TACTIX3 | 954 RIDGEBROOK ROAD, SUITE 200 SPARKS, MD 21152 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $372 | — | $372 | 10.01% |
| WORKFORCE TACTIX3 | 954 RIDGEBROOK ROAD, SUITE 200 SPARKS, MD 21152 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $283 | — | $283 | 10.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 152 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 152 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CAREFIRST BLUECHOICE, INC. | 406 | $944K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 320 | $101K |
| Vision | CAREFIRST BLUECHOICE, INC. | 406 | $944K |
| Life insurance(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 152 | $70K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 152 | $66K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 147 | $66K |
| Prescription drug | CAREFIRST BLUECHOICE, INC. | 406 | $944K |
| Other(5 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 152 | $79K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 406 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.