| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CIC HOTALING INSURANCE SERVICES, LL3 Filed as: CIC HOTALING INSURANCE SERVICES,LLC | 2103 CORAL WAY, SUITE 603 MIAMI, FL 33145 | AETNA HEALTH LNC. | $91K | — | $91K | 4.30% |
| CIC HOTALING INSURANCE SERVICES, LL3 | 2103 CORAL WAY, SUITE 603 MIAMI, FL 33145 | AETNA LIFE INSURANCE CO. | $5K | $69K | $74K | 4.20% |
| CIC HOTALING INSURANCE SERVICES, LL3 Filed as: CIC HOTALING INSURANCE SE | 2103 CORAL WAY #603 MIAMI, FL 33145 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | — | $9K | 5.29% |
| CIC HOTALING INSURANCE SERVICES, LL3 Filed as: CIC HOTALING INSURANCE SE | 2103 CORAL WAY #603 MIAMI, FL 33145 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $11K | — | $11K | 9.57% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON NORT | PO BOX 4557 NEW YORK, NY 10249 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $289 | $289 | 0.25% |
| THE SOUTHERN REGION LLC3 | 7313 MERCHANT COURT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $6K | — | $6K | 7.99% |
| CIC HOTALING INSURANCE SERVICES, LL3 Filed as: CIC HOTALING INSURANCE SERVICE | 2103 CORAL WAY SUITE 603 MIAMI, FL 33145 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $6K | — | $6K | 7.99% |
| AMG BRICKELL INC3 | 1111 PARK CENTRE BLVD STE 401 MIAMI, FL 33169 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $2K | — | $2K | 1.99% |
| CIC HOTALING INSURANCE SERVICES, LL3 Filed as: CIC HOTALING INSURANCE SE | 2103 CORAL WAY#603 MIAMI, FL 33145 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 5.42% |
| CIC HOTALING INSURANCE SERVICES, LL3 Filed as: CIC HOTALING INSURANCE SE | 2103 CORAL WAY #603 MIAMI, FL 33145 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 8.56% |
| CIC HOTALING INSURANCE SERVICES, LL3 Filed as: CIC HOTALING INSURANCE SE | 2103 CORAL WAY #603 MIAMI, FL 33145 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $598 | — | $598 | 5.42% |
| CIC HOTALING INSURANCE SERVICES, LL3 Filed as: CIC HOTALING INSURANCE SE | 2103 CORAL WAY #603 MIAMI, FL 33145 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $413 | — | $413 | 9.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 472 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 18 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 493 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 313 | $1.8M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 916 | $504K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 916 | $495K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,239 | $74K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 155 | $117K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,345 | $167K |
| Other(6 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,239 | $260K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,345 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.