| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PAUL M SNIDER3 Filed as: PAUL M. SNIDER | 28555 ORCHARD LAKE ROAD, SUITE 110 FARMINGTON HILLS, MI 48334 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $92K | $0 | $92K | 2.80% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: WILLIAM BROWN | 3151 BRIARPARK DRIVE SUITE 1220 HOUSTON, TX 77042 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $30K | $0 | $30K | 0.92% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP SCHECHTER BENEFITS, LLC. | 2000 TOWN CENTER, SUITE 1820 SOUTHFIELD, MI 48075 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $0 | $4K | $4K | 0.12% |
| PAUL M SNIDER3 Filed as: PAUL M. SNIDER | 28555 ORCHARD LAKE ROAD, SUITE 110 FARMINGTON HILLS, MI 48334 | BLUE CARE NETWORK OF MICHIGAN | $30K | $0 | $30K | 2.85% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: WILLIAM BROWN | 3151 BRIARPARK DRIVE SUITE 1220 HOUSTON, TX 77042 | BLUE CARE NETWORK OF MICHIGAN | $9K | $0 | $9K | 0.87% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP SCHECHTER BENEFITS, LLC. | 2000 TOWN CENTER, SUITE 1820 SOUTHFIELD, MI 48075 | BLUE CARE NETWORK OF MICHIGAN | $0 | $1K | $1K | 0.14% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP SCHECHTER BENEFITS, LLC. | 28555 ORCHARD LAKE ROAD, SUITE 10 FARMINGTON HILLS, TX 48334 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $28K | $14K | $42K | 8.51% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & NOYES, LLC. | 14011 PARK DRIVE, SUITE 114 SUITE 1220 TOMBALL, TX 77377 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 0.68% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC. | 1250 SOUTH CAPITAL OF TEXAS HIGHWAY SUITE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $3K | $3K | 0.59% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP SCHECHTER BENEFITS, LLC. | 28555 ORCHARD LAKE ROAD, SUITE 110 FARMINGTON HILLS, TX 48334 | DELTA DENTAL OF MICHIGAN | $9K | $0 | $9K | 2.32% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & NOYES, LLC. | 3151 BRIARPARK DRIVE SUITE 1220 HOUSTON, TX 77042 | DELTA DENTAL OF MICHIGAN | $884 | $0 | $884 | 0.23% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP SCHECHTER BENEFITS ADVISORS | 28555 ORCHARD LAKE ROAD, SUITE 110 FARMINGTON HILLS, MI 48334 | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INS. CO. | $4K | $0 | $4K | 7.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 437 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 440 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 611 | $4.3M |
| Dental | DELTA DENTAL OF MICHIGAN | 789 | $383K |
| Vision | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INS. CO. | 755 | $51K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 400 | $489K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 400 | $489K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 400 | $489K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 611 | $4.3M |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 400 | $489K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 789 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.