| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: CORKILL INSURNACE AGENCY INC | 25 NW POINT BLVD STE 625 ELK GROVE VILLAGE, IL 60007 | UNITED HEALTHCARE INSURANCE COMPANY | $0 | $40K | $40K | 4.41% |
| CONSUMER BENEFIT RESOURCES, INC.3 | 12525 W. 19TH STREET HOMER GLEN, IL 60491 | UNITED HEALTHCARE INSURANCE COMPANY | $4K | -$87 | $4K | 0.45% |
| ACRISURE LLC3 Filed as: CORKILL INSURANCE AGENCY INC | 12525 W 159TH ST HOMER GLEN, IL 60491 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 10.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 215 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 215 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 215 | $902K |
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 215 | $902K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 215 | $902K |
| Life insurance | UNITED HEALTHCARE INSURANCE COMPANY | 88 | $15K |
| Other | UNITED HEALTHCARE INSURANCE COMPANY | 88 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 215 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.