| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC. OF FLORIDA | 13901 SUTTON PARK DRIVE BUILDING C, SUITE #360 JACKSONVILLE, FL 32224 | SELECTHEALTH | $34K | — | $34K | 2.49% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES OF FLORIDA, INC. | 13901 SUTTON PARK DRIVE S BUILDING C, #360 JACKSONVILLE, FL 32224 | ACE USA GROUP | $10K | — | $10K | 9.98% |
| ELYLE GRANT SWENSON3 | 7 WEST MAGELLAN LANE ELK RIDGE, UT 84651 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $827 | $96 | $923 | 11.61% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES OF FLORIDA | 13901 SUTTON PARK DRIVE S BUILDING C JACKSONVILLE, FL 32224 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $555 | — | $555 | 6.98% |
| FIRST WEST BENEFIT SOLUTIONS3 | 1139 S OREM BLVD. OREM, UT 84059 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $157 | — | $157 | 1.98% |
| TIM VINCENT INS AGY INC3 Filed as: TIM VINCENT INS. AGENCY INC. | 3489 WEST 10305 SOUTH SOUTH JORDAN, UT 84095 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $73 | $23 | $96 | 1.21% |
| MACDOUGALL BENEFITS LLC3 | 613 S. POKEBERRY PLACE SAINT JOHNS, FL 32259 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $40 | $14 | $54 | 0.68% |
| PATTI A VINCENT3 | 3489 WEST 10305 SOUTH SOUTH JORDAN, UT 84095 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | — | $22 | 0.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 180 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 186 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SELECTHEALTH | 468 | $1.4M |
| Dental | ACE USA GROUP | 130 | $103K |
| Vision | SELECTHEALTH | 468 | $1.4M |
| Prescription drug | SELECTHEALTH | 468 | $1.4M |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 16 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 468 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.