| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $247K | $0 | $247K | 20.17% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2850 GOLF ROAD, SUITE 1000 ROLLING MEADOWS, IL 60008 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $16K | $0 | $16K | 6.81% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 400 MIDLAND DRIVE, SUITE 300 MOUNT LAUREL, NJ 08054 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $0 | $13K | $13K | 5.33% |
| AXA ASSISTANCE, USA5 | 122 SOUTH MICHIGAN AVENUE SUITE 1100 CHICAGO, IL 60603 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $0 | $267 | $267 | 0.11% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | VISION SERVICE PLAN | $3K | $0 | $3K | 2.54% |
| ARNUM WAPPLES4 | 14325 84TH DRIVE, SUITE 4A BRIARWOOD, NY 11435 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $5K | $0 | $5K | 42.64% |
| ALAMAY GETACHEW4 | 140-50 ASH AVENUE, SUITE 4D FLUSHING, NY 11355 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $253 | $0 | $253 | 2.01% |
| ASHLEY L. GORDON COLLINS4 | 1703 TAFT PLACE, SUITE B HENRICO, VA 23238 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $139 | $0 | $139 | 1.10% |
| GERALD TOMER4 | 5086 1/2 WEST 20TH STREET LOS ANGELES, CA 90016 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $42 | $0 | $42 | 0.33% |
| DERIA F. WEBB CENAC4 | 2785 UNIVERSITY AVENUE, SUITE 5J BRONX, NY 10468 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $23 | $0 | $23 | 0.18% |
| RANDI LYNN RIGOFF3 | 12 EAST 86TH STREET, SUITE 1639 NEW YORK, NY 10028 | AFLAC | $2K | $60 | $2K | 24.68% |
| GEORGE BLAIR WEILER3 | 14 WALL STREET, SUITE 8C NEW YORK, NY 10005 | AFLAC | $533 | $12 | $545 | 6.18% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R. ORGERA, INC. | 14 WALL STREET, SUITE 8C NEW YORK, NY 10005 | AFLAC | $345 | $12 | $357 | 4.05% |
| ALLIANT INSURANCE SERVICES, INC.3 | 101 PARK AVENUE, 14TH FLOOR NEW YORK, NY 10178 | AFLAC | $73 | $0 | $73 | 0.83% |
| MJ INSURANCE3 Filed as: PATRICK HARDIE AND VARIOUS AGENTS | 14 WALL STREET, SUITE 8C NEW YORK, NY 10005 | AFLAC | $63 | $0 | $63 | 0.71% |
| BRIAN MILLER3 | 52 COURT STREET FREEHOLD, NJ 07728 | AFLAC | $44 | $0 | $44 | 0.50% |
| JANELLE M GADOMSKI3 Filed as: JANELLE M. GADOMSKI | 166 MIDLAND AVENUE YONKERS, NY 10705 | AFLAC | $17 | $0 | $17 | 0.19% |
| RANDI LYNN RIGOFF3 | 12 EAST 86TH STREET, SUITE 1639 NEW YORK, NY 10028 | AFLAC | $312 | $0 | $312 | 5.32% |
| GEORGE BLAIR WEILER3 | 14 WALL STREET, SUITE 8C NEW YORK, NY 10005 | AFLAC | $91 | $0 | $91 | 1.55% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R. ORGERA, INC. | 14 WALL STREET, SUITE 8C NEW YORK, NY 10005 | AFLAC | $91 | $0 | $91 | 1.55% |
| TREVOR FENNELL3 | 11835 QUEENS BOULEVARD, SUITE 1403 FOREST HILLS, NY 11375 | AFLAC | $37 | $0 | $37 | 0.63% |
| MJ INSURANCE3 Filed as: JILL RAPPAPORT AND VARIOUS AGENTS | 448 PROSPECT AVENUE BROOKLYN, NY 11215 | AFLAC | $25 | $0 | $25 | 0.43% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C. MEIER CORPORATION | 401 FRANLKIN AVENUE, SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $23 | $0 | $23 | 0.39% |
| JILL LISA RAPPAPORT3 | 141 22ND STREET BROOKLYN, NY 11232 | AFLAC | $15 | $0 | $15 | 0.26% |
| RANDI LYNN RIGOFF3 | 12 EAST 86TH STREET, SUITE 1639 NEW YORK, NY 10028 | AFLAC | $182 | $0 | $182 | 4.37% |
| JILL LISA RAPPAPORT3 | 141 22ND STREET BROOKLYN, NY 11232 | AFLAC | $76 | $0 | $76 | 1.82% |
| JILL LISA RAPPAPORT3 Filed as: JILL RAPPAPORT | 448 PROSPECT AVENUE BROOKLYN, NY 11215 | AFLAC | $76 | $0 | $76 | 1.82% |
| TREVOR FENNELL3 | 11835 QUEENS BOULEVARD, SUITE 1403 FOREST HILLS, NY 11375 | AFLAC | $54 | $0 | $54 | 1.30% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C. MEIER CORPORATION | 401 FRANLKIN AVENUE, SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $28 | $0 | $28 | 0.67% |
| BONITO ROTONDI3 Filed as: BONITO ROTONDI INC AND OTHER AGENTS | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | AFLAC | $19 | $0 | $19 | 0.46% |
| GEORGE BLAIR WEILER3 | 14 WALL STREET, SUITE 8C NEW YORK, NY 10005 | AFLAC | $10 | $0 | $10 | 0.24% |
| RANDI LYNN RIGOFF3 | 12 EAST 86TH STREET, SUITE 1639 NEW YORK, NY 10028 | AFLAC | $58 | $0 | $58 | 5.64% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R. ORGERA, INC. | 14 WALL STREET, SUITE 8C NEW YORK, NY 10005 | AFLAC | $23 | $0 | $23 | 2.24% |
| GEORGE BLAIR WEILER3 | 14 WALL STREET, SUITE 8C NEW YORK, NY 10005 | AFLAC | $17 | $0 | $17 | 1.65% |
| TREVOR FENNELL3 | 11835 QUEENS BOULEVARD, SUITE 1403 FOREST HILLS, NY 11375 | AFLAC | $6 | $0 | $6 | 0.58% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C. MEIER CORPORATION | 401 FRANLKIN AVENUE, SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $3 | $0 | $3 | 0.29% |
| BENITO A ROTONDI II INC3 Filed as: BENITO A. ROTONDI II, INC. | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | AFLAC | $1 | $0 | $1 | 0.10% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $1 | $0 | $1 | 0.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 788 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 788 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 960 | $1.2M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 960 | $1.2M |
| Vision | VISION SERVICE PLAN | 629 | $104K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 788 | $238K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 788 | $238K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 788 | $238K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 960 | $1.2M |
| Other(6 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 788 | $271K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 960 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.