| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRIAN D ELY3 | 2015 CHELTON WAY SOUTHEAST SMYRNA, GA 30080 | TRANSAMERICA LIFE INSURANCE COMPANY | $7K | — | $7K | 9.65% |
| VBW INSURANCE SERVICES, INC3 | 2121 NEWMARKET PARKWAY SUITE 100 MARIETTA, GA 30067 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | — | $3K | 4.57% |
| BRIAN D ELY3 | 2015 CHELTON WAY SOUTHEAST SMYRNA, GA 30080 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | — | $3K | 4.17% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES, I | 300 NORTH BEACH STREET DAYTONA BEACH, FL 32114 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 3.40% |
| BRIAN D ELY3 | 2015 CHELTON WAY SOUTHEAST SMYRNA, GA 30080 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 2.82% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES, I | 300 NORTH BEACH STREET DAYTONA BEACH, FL 32114 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 2.31% |
| VBW INSURANCE SERVICES, INC3 | 2121 NEWMARKET PARKWAY SUITE 100 MARIETTA, GA 30067 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 2.25% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES, I | 300 NORTH BEACH STREET DAYTONA BEACH, FL 32114 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | — | $1K | 1.95% |
| VBW INSURANCE SERVICES, INC3 Filed as: VBW INSURANCE SERVICES, INC. | 2121 NEWMARKET PARKWAY SUITE 100 MARIETTA, GA 30067 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | — | $1K | 1.55% |
| SAME POWER, LLC3 | 157 CAMDEN WAY SUITE # 11 DALTON, GA 30721 | TRANSAMERICA LIFE INSURANCE COMPANY | $350 | — | $350 | 0.49% |
| SAME POWER, LLC3 | 157 CAMDEN WAY SUITE # 11 DALTON, GA 30721 | TRANSAMERICA LIFE INSURANCE COMPANY | $217 | — | $217 | 0.30% |
| SAME POWER, LLC3 | 157 CAMDEN WAY SUITE # 11 DALTON, GA 30721 | TRANSAMERICA LIFE INSURANCE COMPANY | $115 | — | $115 | 0.16% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF GEORGIA | 900 NORTH POINT PARKWAY SUITE 300 ALPHARETTA, GA 30005 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $10K | — | $10K | 15.19% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS AGY OF VA INC | 11220 ASSET LOOP SUITE 104 MANASSAS, VA 20109 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | — | $789 | $789 | 1.19% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS OF GA INC | 900 NORTH POINT PARKWAY SUITE 300 ALPHARETTA, GA 30005 | HUMANA INSURANCE COMPANY | $3K | — | $3K | 14.97% |
| THE CASON GROUP INC3 | 1612 MARION STREET COLUMBIA, SC 29201 | HUMANA INSURANCE COMPANY | $799 | — | $799 | 4.54% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 132 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 132 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 97 | $67K |
| Vision | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 97 | $67K |
| Life insurance(2 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 133 | $89K |
| Other(2 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 133 | $89K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 133 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.