| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RT CONSULTING LLC3 Filed as: RT CONSULTING | — | METROPOLITAN LIFE INSURANCE COMPANY | $28K | — | $28K | 2.08% |
| PHILIP HEALY3 | 4 MAIN STREET PETERBOROUGH, NH 03458 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $54K | $4K | $57K | 4.83% |
| PHILIP HEALY3 | 4 MAIN STREET PETERBOROUGH, NH 03458 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $6K | $5K | $10K | 0.86% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM INSURANCE COMPANIES, INC. EIN 35-0781558 INSURANCE COMPANY | Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Claims processing; Other services; Contract Administrator Service code 12 | — | $4.1M |
| LINCOLN LIFE ASSURANCE COMPANY EIN 04-6076039 INSURANCE COMPANY | Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Contract Administrator; Claims processing Service code 12 | — | $142K |
| HEALY ,PHILIP BROKER | Insurance brokerage commissions and fees; Other commissions; Insurance agents and brokers Service code 22 | 4 MAIN STREET PETERBOROUGH, NH 03458 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,306 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 5,306 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM INSURANCE COMPANIES, INC. | 8,337 | $1.8M |
| Dental | DELTA DENTAL OF COLORADO | 8,561 | $2.2M |
| Vision | ANTHEM INSURANCE COMPANIES, INC. | 8,337 | $1.8M |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 7,607 | $2.5M |
| Long-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 5,525 | $1.2M |
| Stop-loss / reinsurancereinsurance | ANTHEM INSURANCE COMPANIES, INC. | 8,337 | $1.8M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 7,607 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,561 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.