| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHARLES BOSTROM3 Filed as: CHARLES F. BOSTROM | 235 S. MAITLAND AVE. SUITE 115 MAITLAND, FL 327515629 | HUMANA MEDICAL PLAN, INC. | $46K | $0 | $46K | 6.00% |
| THOMPSON BOSTROM & ASSOCIATES LLC3 | 66 NORTH ATLANTIC AVE., STE. 201 COCOA BEACH, FL 32931 | TRANSAMERICA LIFE INSURANCE COMPANY | $287 | $0 | $287 | 0.30% |
| DONALD L BOSTROM3 Filed as: DONALD L. BOSTROM | 216 NORTH BREVARD AVE. COCOA BEACH, FL 32931 | TRANSAMERICA LIFE INSURANCE COMPANY | $226 | $0 | $226 | 0.24% |
| EXCELSIOR BENEFITS LLC3 | 23505 SMITHTOWN RD., STE. 200 EXCELSIOR, MN 55331 | TRANSAMERICA LIFE INSURANCE COMPANY | $154 | $0 | $154 | 0.16% |
| CHARLES BOSTROM3 Filed as: CHARLES F. BOSTROM | 235 SOUTH MAITLAND AVE. SUITE 115 MAITLAND, FL 32751 | TRANSAMERICA LIFE INSURANCE COMPANY | $123 | $0 | $123 | 0.13% |
| ENROLLMENT RESOURCES GROUP3 Filed as: ENROLLMENT SERVICES INC. | 235 SOUTH MAITLAND AVE., STE. 115 MAITLAND, FL 32751 | TRANSAMERICA LIFE INSURANCE COMPANY | $117 | $0 | $117 | 0.12% |
| JEFFERY T MEYER3 Filed as: JEFFERY T. MEYER | 204 QUAYSIDE CIR., APT. 101 MAITLAND, FL 32751 | TRANSAMERICA LIFE INSURANCE COMPANY | $82 | $0 | $82 | 0.09% |
| THOMPSON BOSTROM & ASSOCIATES LLC3 Filed as: THOMPSON BOSTROM & ASSOCIATES | 66 N. ATLANTIC AVE., SUITE 201 COCOA BEACH, FL 32931 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $5K | $956 | $5K | 9.50% |
| HARRISON-DAVIS INC3 Filed as: HARRISON-DAVIS INC. | 5426 BAY CENTER DRIVE, SUITE 550 TAMPA, FL 33609 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $66 | $0 | $66 | 0.11% |
| CHARLES BOSTROM3 Filed as: CHARLES F. BOSTROM | 235 S. MAITLAND AVE. SUITE 115 MAITLAND, FL 327515629 | HUMANA INSURANCE COMPANY | $564 | $0 | $564 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 175 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 175 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA MEDICAL PLAN, INC. | 171 | $769K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 127 | $58K |
| Vision | HUMANA INSURANCE COMPANY | 44 | $6K |
| Life insurance(2 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 478 | $154K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 127 | $58K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 127 | $58K |
| Other | TRANSAMERICA LIFE INSURANCE COMPANY | 478 | $96K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 478 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.