| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORE BENEFIT SOLUTIONS LLC3 | — | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $27K | — | $27K | 5.21% |
| CORE BENEFIT SOLUTIONS LLC3 | 261377512 DUTCH VALLEY PL, GA 30324 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $154 | — | $154 | 0.03% |
| CORE BENEFIT SOLUTIONS LLC3 | 1411 DUTCH VALLEY PL ATLANTA, GA 30324 | STANDARD INSURANCE COMPANY | $4K | $317 | $4K | 7.56% |
| CORE BENEFIT SOLUTIONS LLC3 Filed as: CORE BENEFIT SOLUTIONS, LLC | 1411 DUTCH VALLEY PL ATLANTA, GA 30324 | STANDARD INSURANCE COMPANY | $6K | $403 | $6K | 16.04% |
| CORE BENEFIT SOLUTIONS LLC3 | 1411 DUTCH VALLEY PL ATLANTA, GA 30324 | STANDARD INSURANCE | $2K | $156 | $2K | 16.01% |
| CORE BENEFIT SOLUTIONS LLC3 Filed as: CORE BENEFIT SOLUTIONS, LLC | 1411 DUTCH VALLEY PL ATLANTA, GA 30324 | STANDARD INSURANCE COMPANY | $1K | $163 | $2K | 11.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 219 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 219 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 92 | $518K |
| Dental | STANDARD INSURANCE COMPANY | 126 | $56K |
| Vision | STANDARD INSURANCE COMPANY | 91 | $14K |
| Life insurance | STANDARD INSURANCE | 219 | $16K |
| Long-term disability | STANDARD INSURANCE COMPANY | 219 | $39K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 219 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.