| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE CAPITAL GROUP LLC3 | 6720-B ROCKLEDGE DRIVE SUITE 400 BETHESDA, MD 20817 | GROUP HOSPITALIZATION MEDICAL SERVICES, INC. | — | $68K | $68K | 4.18% |
| THE CAPITAL GROUP LLC5 Filed as: CAPITAL SERVICES INC | 215 WASHINGTON AVENUE SUITE 400 TOWSON, MD 21204 | GROUP HOSPITALIZATION MEDICAL SERVICES, INC. | — | $16K | $16K | 0.96% |
| MATHER & STROHL ADMIN SVC INC3 Filed as: MATHER & STROHL ADMINISTRATIVE SERV | 12404 PARK CENTRAL DRIVE SUITE 400 DALLAS, TX 75251 | GROUP HOSPITALIZATION MEDICAL SERVICES, INC. | — | $11K | $11K | 0.70% |
| AMWINS3 Filed as: AMWINS CONNECT ADMINISTRATORS, INC | 6 NORTH PARK DRIVE S 310 HUNT VALLEY, MD 21030 | GROUP HOSPITALIZATION MEDICAL SERVICES, INC. | — | $10K | $10K | 0.61% |
| THE CAPITAL GROUP LLC3 | 6720B ROCKLEDGE DRIVE SUITE 400 BETHESDA, MD 20817 | STANDARD INSURANCE COMPANY | $6K | — | $6K | 4.80% |
| EBSME LLC3 | 4704 DE INVIERNO WAY MOUNT AIRY, MD 21771 | STANDARD INSURANCE COMPANY | $6K | — | $6K | 4.32% |
| THE CAPITAL GROUP LLC3 Filed as: CAPITAL SERVICES CORPORATION | 1 OLYMPIC PLACE SUITE 900 TOWSON, MD 21204 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 2.68% |
| KEVIN F FITZPATRICK3 | 6720B ROCKLEDGE DRIVE SUITE 400 BETHESDA, MD 20817 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 8.99% |
| AMWINS3 Filed as: AMWINS CONNECT ADMIN INC | 6 NORTH PARK DRIVE SUITE 310 COCKEYSVILLE, MD 21030 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $307 | $3K | 5.21% |
| EBSME LLC3 | PO BOX 120 MT AIRY, MD 21771 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $902 | $2K | 4.80% |
| AMWINS3 Filed as: AMWINS CONNECT ADMIN INC | 6 NORTH PARK DRIVE SUITE 310 HUNT VALLEY, MD 21030 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $781 | $781 | 1.56% |
| THE CAPITAL GROUP LLC3 Filed as: CAPITAL SERVICES CORPORATION | 215 WASHINGTON AVENUE SUITE 400 TOWSON, MD 21204 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $707 | — | $707 | 1.41% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS LLC | 4704 DE INVIERNO WAY MOUNT AIRY, MD 21771 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $236 | $141 | $377 | 0.75% |
| THE CAPITAL GROUP LLC3 | 6720B ROCKLEDGE DRIVE SUITE 400 BETHESDA, MD 20817 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $174 | $174 | 0.35% |
| KEVIN F FITZPATRICK3 | 3720B ROCKLEDGE DRIVE SUITE 400 BETHESDA, MD 20817 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 9.15% |
| AMWINS3 Filed as: AMWINS CONNECT ADMIN INC | 6 NORTH PARK DRIVE SUITE 310 COCKEYSVILLE, MD 21030 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $233 | $2K | 5.07% |
| EBSME LLC3 | PO BOX 120 MT AIRY, MD 21771 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $715 | $2K | 4.88% |
| AMWINS3 Filed as: AMWINS CONNECT ADMIN INC | 6 NORTH PARK DRIVE SUITE 310 HUNT VALLEY, MD 21030 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $582 | $582 | 1.49% |
| THE CAPITAL GROUP LLC3 Filed as: CAPITAL SERVICES CORPORATION | 215 WASTHINGTON AVENUE SUITE 400 TOWSON, MD 21204 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $540 | — | $540 | 1.38% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS LLC | 4704 DE INVIERNO WAY MOUNT AIRY, MD 21771 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $180 | $108 | $288 | 0.74% |
| THE CAPITAL GROUP LLC3 | 6720B ROCKLEDGE DRIVE SUITE 400 BETHESDA, MD 20817 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $143 | $143 | 0.37% |
| KEVIN F FITZPATRICK3 | 6720B ROCKLEDGE DRIVE SUITE 400 BETHESDA, MD 20817 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 9.35% |
| EBSME LLC3 | PO BOX 120 MT AIRY, MD 21771 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $669 | $2K | 4.98% |
| AMWINS3 Filed as: AMWINS CONNECT ADMIN INC | 6 NORTH PARK DRIVE SUITE 310 COCKEYSVILLE, MD 21030 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $202 | $2K | 4.81% |
| AMWINS3 Filed as: AMWINS CONNECT ADMIN INC | 6 NORTH PARK DRIVE SUITE 310 HUNT VALLEY, MD 21030 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $506 | $506 | 1.41% |
| THE CAPITAL GROUP LLC3 Filed as: CAPITAL SERVICES CORPORATION | 215 WASHINGTON AVENUE SUITE 400 TOWSON, MD 21204 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $505 | — | $505 | 1.41% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS LLC | 4704 DE INVIERNO WAY MOUNT AIRY, MD 21771 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $168 | $101 | $269 | 0.75% |
| THE CAPITAL GROUP LLC3 | 6720B ROCKLEDGE DRIVE SUITE 400 BETHESDA, MD 20817 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $105 | $105 | 0.29% |
| THE CAPITAL GROUP LLC3 | 6720B ROCKLEDGE DRIVE SUITE 400 BETHESDA, MD 20817 | VISION SERVICE PLAN | $2K | — | $2K | 5.46% |
| THE CAPITAL GROUP LLC3 Filed as: CAPITAL SERVICES | 215 WASHINGTON AVENUE SUITE 400 TOWSON, MD 21204 | VISION SERVICE PLAN | $249 | — | $249 | 0.82% |
| EMPLOYEE NAVIGATOR, LLC3 | 7979 OLD GEORGETOWN ROAD SUITE 300 BETHESDA, MD 20814 | VISION SERVICE PLAN | $92 | — | $92 | 0.30% |
| KEVIN F FITZPATRICK3 | 6720B ROCKLEDGE DRIVE SUITE 400 BETHESDA, MD 20817 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 9.21% |
| AMWINS3 Filed as: AMWINS CONNECT ADMIN INC | 6 NORTH PARK DRIVE SUITE 310 COCKEYSVILLE, MD 21030 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $163 | $1K | 5.01% |
| EBSME LLC3 | PO BOX 120 MT AIRY, MD 21771 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $849 | $510 | $1K | 4.91% |
| AMWINS3 Filed as: AMWINS CONNECT ADMIN INC | 6 NORTH PARK DRIVE SUITE 310 HUNT VALLEY, MD 21030 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $408 | $408 | 1.47% |
| THE CAPITAL GROUP LLC3 Filed as: CAPITAL SERVICES CORPORATION | 215 WASHINGTON AVENUE SUITE 400 TOWSON, MD 21204 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $380 | — | $380 | 1.37% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS LLC | 4704 DE INVIERNO WAY MOUNT AIRY, MD 21771 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $127 | $76 | $203 | 0.73% |
| THE CAPITAL GROUP LLC3 | 6720B ROCKLEDGE DRIVE SUITE 400 BETHESDA, MD 20817 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $103 | $103 | 0.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 330 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 332 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | GROUP HOSPITALIZATION MEDICAL SERVICES, INC. | 209 | $1.6M |
| Dental | STANDARD INSURANCE COMPANY | 238 | $133K |
| Vision | VISION SERVICE PLAN | 213 | $30K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 343 | $63K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 343 | $39K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 343 | $50K |
| Prescription drug | GROUP HOSPITALIZATION MEDICAL SERVICES, INC. | 209 | $1.6M |
| Other(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 343 | $63K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 343 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.