No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| T. ROWE PRICE ASSOCIATES, INC. EIN 52-0556948 NONE | Investment management; Direct payment from the plan; Investment management fees paid directly by plan; Soft dollars commissions Service code 28 | — | $55K |
| BUCK GLOBAL, LLC EIN 13-3954297 NONE | Actuarial; Consulting (general) Service code 11 | — | $24K |
| CENTRAL DATA SERVICES, INC. EIN 25-1352803 NONE | Contract Administrator Service code 13 | — | $16K |
| MCELHANEY & ASSOCIATES LLC EIN 38-3806684 NONE | Accounting (including auditing) Service code 10 | — | $12K |
| PNC BANK EIN 25-1211909 NONE | Custodial (securities) Service code 19 | — | $10K |
| JEANETTE STUMP EIN 26-3661480 NONE | Trustee (individual) Service code 20 | — | $7K |
| S. HOWARD KLINE EIN 26-3661480 NONE | Trustee (individual) Service code 20 | — | $7K |
| THOMAS CLANCY EIN 26-3661480 NONE | Trustee (individual) Service code 20 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 175 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 93 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 268 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 91 | $724K |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 94 | $25K |
| Prescription drug | HIGHMARK HEALTH INSURANCE FREEDOM BLUE PPO | 91 | $352K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 94 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.