See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 51 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 90 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHSCOPE BENEFITS, INC. TPA | Contract Administrator Service code 13 | 27 CORPORATE HILL DRIVE LITTLE ROCK, AR 72205 | $2.7M |
| DELTA DENTAL OF MICHIGAN EIN 38-1791480 TPA | Contract Administrator Service code 13 | — | $49K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,842 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 32 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,874 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(22 contracts, 13 carriers) | INDEPENDENCE BLUE CROSS | 66 | $2.8M |
| Dental(15 contracts, 11 carriers) | HEALTH NET | 60 | $513K |
| Vision(12 contracts, 8 carriers) | VISION SERVICE PLAN | 987 | $544K |
| Life insurance(11 contracts, 8 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,482 | $702K |
| Short-term disability(3 contracts, 3 carriers) | AFLAC | 49 | $37K |
| Long-term disability(6 contracts, 5 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,484 | $314K |
| Prescription drug(4 contracts, 4 carriers) | INDEPENDENCE BLUE CROSS | 65 | $1.0M |
| Other(13 contracts, 10 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,482 | $844K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,484 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.